Home Mortgage Loan Ratesin Arizona

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/05/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.350% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$7,699 Total Fees$4,499 Lender Fees
30 Years Fixed
6.381% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$4,559 Total Fees$1,359 Lender Fees
30 Years Fixed
6.420% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$5,914 Total Fees$3,515 Lender Fees
30 Years Fixed
6.476% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.435 Points$1,392 Points Fee
$3,387 Total Fees$1,995 Lender Fees
30 Years Fixed
6.608% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.521 Points$1,667 Points Fee
$7,867 Total Fees$6,200 Lender Fees
30 Years Fixed
6.608% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.404 Points$1,293 Points Fee
$3,588 Total Fees$2,295 Lender Fees
30 Years Fixed
6.745% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.780 Points$2,496 Points Fee
$3,990 Total Fees$1,494 Lender Fees
30 Years Fixed
America's #1 Retail Lender (Scottsman Guide)
Buy with a $0 down payment when you qualify for a VA Loan
As low as 0% down options & down payment assistance
6.555% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.578 Points$1,850 Points Fee
$1,850 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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