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Home Mortgage Loan Ratesin Arizona
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 12/04/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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|
5.663% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,870 Total Fees$3,470 Lender Fees
|
30 Years Fixed | |
|
5.728% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.977 Points$3,126 Points Fee
|
$3,625 Total Fees$499 Lender Fees
|
30 Years Fixed | |
|
5.797% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.893 Points$2,858 Points Fee
|
$6,058 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
5.819% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.750 Points$2,400 Points Fee
|
$2,505 Total Fees$105 Lender Fees
|
30 Years Fixed | |
|
5.888% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,825 Total Fees$1,625 Lender Fees
|
30 Years Fixed | |
|
5.932% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.612 Points$1,958 Points Fee
|
$1,958 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.936% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.661 Points$2,115 Points Fee
|
$2,115 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.944% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.745 Points$2,384 Points Fee
|
$2,384 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.967% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.561 Points$1,795 Points Fee
|
$3,190 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.009% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,765 Total Fees$1,965 Lender Fees
|
30 Years Fixed | |
|
6.090% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.705 Points$2,256 Points Fee
|
$3,431 Total Fees$1,175 Lender Fees
|
30 Years Fixed | |
|
6.105% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.758 Points$2,426 Points Fee
|
$3,753 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
|
6.214% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.732 Points$2,342 Points Fee
|
$3,042 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.329% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
0.941 Points$3,011 Points Fee
|
$3,011 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| $0 down payment for Veterans homebuying with a VA Loan | ||||||
PENNYMAC |
5.833% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.907 Points$2,902 Points Fee
|
$2,902 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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