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Refinance Mortgage Rates

30 Year Fixed Conforming - $200,000.00
Georgia

AMERICA'S CURRENT MORTGAGE RATES

GeorgiaRefinance Rates30 Year Fixed Conforming

Mortgage Lenders Payment Mortgage
Rates
APR Points Fees Lock
(Days)
Last
Update
Nationwide Mortgage Lending Group
$1,167.15 5.750% 5.989% 1.501 $1100 30 08/29/2008
Nationwide Mortgage Lending Group
$1,183.08 5.875% 6.020% 1.000 $1100 30 08/29/2008
Nationwide Mortgage Lending Group
$1,199.10 6.000% 6.177% 0.000 $1100 30 08/29/2008
E-LOAN.com
$1,231.43 6.250% 6.557% 1.500 $895 30 08/29/2008
E-LOAN.com
$1,264.14 6.500% 6.721% 0.320 $895 30 08/29/2008
Quicken Loans
$1,247.74 6.375% 6.503% 0.625 $1400 30 08/29/2008
Quicken Loans
$1,264.14 6.500% 6.619% 0.000 $2443 30 08/29/2008
National City Mortgage
$1,313.86 6.875% 6.926% 0.000 $1034 60 08/29/2008
GMAC Mortgage
$1,297.20 6.750% 6.850% 0.375 $1225 60 08/29/2008
Citibank Mortgage
$1,264.14 6.500% 6.590% 0.125 $809 60 08/29/2008
Bank of America - Purchase
$1,330.60 7.000% 7.082% 0.105 $695 30 08/29/2008
American United Mortgage Corp.
$1,151.31 5.625% 5.871% 1.501 $995 35 08/29/2008
American United Mortgage Corp.
$1,183.08 5.875% 5.992% 0.501 $995 35 08/29/2008
American United Mortgage Corp.
$1,199.10 6.000% 6.249% 0.000 $995 30 08/29/2008


No Closing Cost Refinance Rate Quotes
  Todays Rates
 

Largest Cities in Georgia:

Acworth
Albany
Alpharetta
Athens-Clarke
Athens-Clarke County
Atlanta
Augusta-Richmond
Augusta-Richmond County
Belvedere Park
Candler-MacAfee

Canton
Carrollton
Cartersville
Columbus
Dalton
Douglasville
Duluth
Dunwoody
East Point
Evans

Forest Park
Gainesville
Griffin
Hinesville
Kennesaw
LaGrange
Lawrenceville
Mableton
MacDonough
Macon

Marietta
Martinez
Milledgeville
Newnan
North Atlanta
North Druid Hills
Peachtree City
Redan
Rome
Roswell

Sandy Springs
Savannah
Smyrna
Snellville
Statesboro
Thomasville
Tucker
Valdosta
Warner Robins
Woodstock


A fixed rate mortgage, like the name implies, maintains the same interest rate throughout the entire life of the loan. The 30-year fixed-rate mortgage is particularly good for the homebuyer who wishes to know how much the house payment will be every month; the payment is lower than the 15 year fixed mortage and 20 year fixed rate mortgage options and never varies from month to month. Borrowers pay down the actual loan (principal) and interest, building equity over time. Over time, a refinance mortgage allows homeowners to replace the existing loan with a lower-interest-rate loan, and access cash from available home equity.



Informa Research Services, Inc.

The rate information on this page is powered by Informa Research Services, Inc. © 2008. This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention Erate.com to ensure you receive the preferred Internet rate. Contact pduncan@informars.com to have your rates included in this chart.

Disclaimer
Fixed Rate Mortgage/Adjustable Rate Mortgage Conforming
   Rates and fees are quoted on a $200,000 loan for a purchase transaction
   of an owner occupied, single-family residence with an 80% loan-to-value ratio.
   Rates are subject to change without notice.

Fixed Rate Mortgage/Adjustable Rate Mortgage Jumbo
   Rates and fees are quoted on a $450,000 loan for a purchase transaction
   of an owner occupied, single-family residence with an 80% loan-to-value ratio.
   Rates are subject to change without notice.

“Are you searching for a loan amount of more than $417,000? Please be aware that recent legislation allows lenders to offer conforming loan rates at a higher loan amount limit based on the county the property is located. For details about the new conforming loan limits, click here.

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