Home Purchase > Frequently Asked Questions


Annual Percentage Rate (APR)

Closing Costs

Closing Escrow


Conforming Loans / Jumbo Loans

Down Payment

Finding an Agent

First Time Buyer's

Flood Insurance

Homeowner's Associations

Homeowner's (aka Hazard ) Insurance


Investment/Rental Property

Jumbo Loans

Loan Amount - conforming vs. jumbo

Loan Documentation

Loan Process

Loan Selection

Making an Offer

Mortgage Insurance

Neighborhood Information

No Cost Loans

100% Financing



Pre-Payment Penalty


Project/Complex Litigation

Quake Insurance


Rate Locks

School Information

Searching for a Home

Super Jumbo loans

Tax Considerations

Title Insurance


Fannie Mae & Jumbo Mortgage Rates

Nancy Osborne, ERATE.com Nancy Osborne has had experience in the mortgage business for over 20 years and is a founder of both ERATE, where she is currently the COO and Progressive Capital Funding, where she served as President. She has held real estate licenses in several states and has received both the national Certified Mortgage Consultant and Certified Residential Mortgage Specialist designations. Ms. Osborne is also a primary contributing writer and content developer for ERATE.

"I am addicted to Bloomberg TV" says Nancy.

Getting Started

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