California Cities > Union City
Union City Deposit Provider Listing

List of Banks and Institutions Providing Deposits in Union City, California

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Union City. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Union City area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Current Certificate of Deposit rates in California

Deposit Provider Companies
Bank of America "Find the CD account to help with your savings goal" Alvarado Branch 31800 Alvarado Boulevard Union City, CA 94587 Toll Free: 1-800-432-1000 Union City Branch 1900 Decoto Road Union City, CA 94587 Toll Free: 1-800-432-1000 Bank of America in the News Bank of America Seeks to Patent Crypto Wallet That Works Like Valet Car Key (8/19/19)
Bank of the West "CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html) 33301 Alvarado Niles Road Union City, CA 94587 Toll Free: 1-844-777-2689
Cathay Bank "...a safe investment with a fixed interest rate through maturity." Union City Branch 1701 Decoto Road Union City, CA 94587 Toll Free: 1-800-9CATHAY
Chase "With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd) Alvarado Niles And Decoto Branch 34536 Alvarado Niles Road Union City, CA 94587 Toll Free: 1-888-342-4273 Union City - Alvarado Niles Branch 32101 Union Landing Union City, CA 94587 Toll Free: 1-888-342-4273
Citibank "Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit) Union City Branch 1800 Decoto Road Union City, CA 94587 Toll Free: 1-800-374-9700
U.S. Bank "Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/) Union City Safeway Branch 1790 Decoto Road Union City, CA 94587 Toll Free: 1-866-283-8092
Wells Fargo Bank "With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ ) Union City Branch 34356 Alvarado Niles Road Union City, CA 94587 Toll Free: 1-800-869-3557 Union Landing Branch 30915 Courthouse Drive Union City, CA 94587 Toll Free: 1-800-869-3557 Wells Fargo Bank in the News Wells Fargo Customers Report Missed Paychecks Due To Apparent Glitch (3/13/23) A Wells Fargo glitch drained some customer accounts by double-paying their bills online. (1/18/18)

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

• Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
• Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA