California Cities > Saratoga
Saratoga Deposit Provider Listing

List of Banks and Institutions Providing Deposits in Saratoga, California

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Saratoga. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Saratoga area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Deposit Provider Companies

"Find the CD account to help with your savings goal"

Saratoga Branch
14476 Big Basin Way
Saratoga, CA 95070

Toll Free: 1-800-432-1000

"CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html)

18860 Cox Avenue
Saratoga, CA 95070

Toll Free: 1-844-777-2689

"With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd)

Big Basin & Saratoga Los Gatos Banking Center Branch
14410 Big Basin Way
Saratoga, CA 95070

Toll Free: 1-888-342-4273

Saratoga Branch
12200 Saratoga-Sunnyvale Rd
Saratoga, CA 95070

Toll Free: 1-888-342-4273

"Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit)

Saratoga Branch
12948 Saratoga Sunnyvale Road
Saratoga, CA 95070

Toll Free: 1-800-374-9700

Put your money to work for you with a Comerica Fixed Rate CD. This powerful tool will allow you to boost your finances by locking in an interest rate over a specified period of time.(https://www.comerica.com/personal-finance/banking/cds/fixed-rate-cd.html)

Saratoga Branch
13000 Saratoga Sunnyvale Rd
Saratoga, CA 95070

Toll Free: 800-589-1400

"With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ )

Saratoga Branch
14428 Big Basin Way
Saratoga, CA 95070

Toll Free: 1-800-869-3557

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

  • Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
  • Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA

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