California Cities > Santa Cruz
Santa Cruz Deposit Provider Listing

List of Banks and Institutions Providing Deposits in Santa Cruz, California

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Santa Cruz. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Santa Cruz area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Deposit Provider Companies

"Find the CD account to help with your savings goal"

Mission-Bay Branch
1640 Mission Street
Santa Cruz, CA 95060

Toll Free: 1-800-432-1000

Santa Cruz Main Branch
104 River Street
Santa Cruz, CA 95060

Toll Free: 1-800-432-1000

"CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html)

1551 Pacific Avenue
Santa Cruz, CA 95060

Toll Free: 1-844-777-2689

"With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd)

Mission St And Almar Ave Branch
2111 Mission St
Santa Cruz, CA 95060

Toll Free: 1-888-342-4273

Santa Cruz Branch
730 Ocean Street
Santa Cruz, CA 95060

Toll Free: 1-888-342-4273

Put your money to work for you with a Comerica Fixed Rate CD. This powerful tool will allow you to boost your finances by locking in an interest rate over a specified period of time.(https://www.comerica.com/personal-finance/banking/cds/fixed-rate-cd.html)

East Santa Cruz Branch
1237 Soquel Avenue
Santa Cruz, CA 95062

Toll Free: 800-589-1400

Santa Cruz Main Branch
25 River Street
Santa Cruz, CA 95060

Toll Free: 800-589-1400

"Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/)

Mission & Almar Safeway Branch
2203 Mission Street
Santa Cruz, CA 95060

Toll Free: 1-866-283-8092

Santa Cruz Branch
110 Morrissey Boulevard
Santa Cruz, CA 95062

Toll Free: 1-866-283-8092

"With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ )

Santa Cruz Branch
74 River Street
Santa Cruz, CA 95060

Toll Free: 1-800-869-3557

Soquel Branch
1975 Soquel Drive
Santa Cruz, CA 95065

Toll Free: 1-800-869-3557

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

  • Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
  • Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA

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