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Santa Cruz Deposit Provider Listing

List of Banks and Institutions Providing Deposits in Santa Cruz, California

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Santa Cruz. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Santa Cruz area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Current Certificate of Deposit rates in California

Deposit Provider Companies
Bank of America "Find the CD account to help with your savings goal" Mission-Bay Branch 1640 Mission Street Santa Cruz, CA 95060 Toll Free: 1-800-432-1000 Santa Cruz Main Branch 104 River Street Santa Cruz, CA 95060 Toll Free: 1-800-432-1000 Bank of America in the News Bank of America Seeks to Patent Crypto Wallet That Works Like Valet Car Key (8/19/19)
Bank of the West "CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html) 1551 Pacific Avenue Santa Cruz, CA 95060 Toll Free: 1-844-777-2689
Chase "With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd) Mission St And Almar Ave Branch 2111 Mission St Santa Cruz, CA 95060 Toll Free: 1-888-342-4273 Santa Cruz Branch 730 Ocean Street Santa Cruz, CA 95060 Toll Free: 1-888-342-4273
Comerica Bank Put your money to work for you with a Comerica Fixed Rate CD. This powerful tool will allow you to boost your finances by locking in an interest rate over a specified period of time.(https://www.comerica.com/personal-finance/banking/cds/fixed-rate-cd.html) East Santa Cruz Branch 1237 Soquel Avenue Santa Cruz, CA 95062 Toll Free: 800-589-1400 Santa Cruz Main Branch 25 River Street Santa Cruz, CA 95060 Toll Free: 800-589-1400 Comerica Bank in the News Bank managing Prince's estate punches back against heirs
U.S. Bank "Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/) Mission & Almar Safeway Branch 2203 Mission Street Santa Cruz, CA 95060 Toll Free: 1-866-283-8092 Santa Cruz Branch 110 Morrissey Boulevard Santa Cruz, CA 95062 Toll Free: 1-866-283-8092
Wells Fargo Bank "With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ ) Santa Cruz Branch 74 River Street Santa Cruz, CA 95060 Toll Free: 1-800-869-3557 Soquel Branch 1975 Soquel Drive Santa Cruz, CA 95065 Toll Free: 1-800-869-3557 Wells Fargo Bank in the News Wells Fargo Customers Report Missed Paychecks Due To Apparent Glitch (3/13/23) A Wells Fargo glitch drained some customer accounts by double-paying their bills online. (1/18/18)

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

• Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
• Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA