California Cities > Santa Barbara
Santa Barbara Deposit Provider Listing

List of Banks and Institutions Providing Deposits in Santa Barbara, California

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Santa Barbara. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Santa Barbara area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Current Certificate of Deposit rates in California

Deposit Provider Companies
Bank of America "Find the CD account to help with your savings goal" Montecito Branch 1096 Coast Village Road Santa Barbara, CA 93108 Toll Free: 1-800-432-1000 North Santa Barbara Branch 3790 State Street Santa Barbara, CA 93105 Toll Free: 1-800-432-1000 Santa Barbara Main Branch 834 State Street Santa Barbara, CA 93101 Toll Free: 1-800-432-1000 Bank of America in the News Bank of America Seeks to Patent Crypto Wallet That Works Like Valet Car Key (8/19/19)
Bank of the Sierra "Life is a journey, and we want to help you think ahead. CDs and IRAs are low-risk investments to keep your money safe while planning for the future." Santa Barbara Branch 21 E. Carrillo Street Santa Barbara, CA 93101 Phone Number: 1-888-454-BANK
Bank of the West "CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html) 3780 State Street Santa Barbara, CA 93105 Toll Free: 1-844-777-2689 1036 State Street Santa Barbara, CA 93101 Toll Free: 1-844-777-2689
Chase "With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd) Cliff Drive And Meigs Branch 1924 Cliff Dr Santa Barbara, CA 93109 Toll Free: 1-888-342-4273 Las Positas And State Branch 3307 State Street Santa Barbara, CA 93105 Toll Free: 1-888-342-4273 State St And Hope Ave Branch 3768 State Street Santa Barbara, CA 93105 Toll Free: 1-888-342-4273 View More Branches Located in Santa Barbara
First Republic Bank "Choose from liquid or traditional Certificates of Deposit to secure your funds with higher interest." Santa Barbara Branch 1200 State Street Santa Barbara, CA 93101 Toll Free: 1-888-408-0288
U.S. Bank "Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/) Santa Barbara Branch 936 State Street Santa Barbara, CA 93101 Toll Free: 1-866-283-8092
Wells Fargo Bank "With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ ) La Cumbre Plaza Branch 3804 State Street Santa Barbara, CA 93105 Toll Free: 1-800-869-3557 Milpas And Mason Branch 101 North Milpas Street Santa Barbara, CA 93103 Toll Free: 1-800-869-3557 Santa Barbara Main Branch 1036 Anacapa Street Santa Barbara, CA 93101 Toll Free: 1-800-869-3557 View More Branches Located in Santa Barbara Wells Fargo Bank in the News Wells Fargo Customers Report Missed Paychecks Due To Apparent Glitch (3/13/23) A Wells Fargo glitch drained some customer accounts by double-paying their bills online. (1/18/18)

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

• Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
• Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA