California Cities > San Marcos
San Marcos Deposit Provider Listing

List of Banks and Institutions Providing Deposits in San Marcos, California

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in San Marcos. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the San Marcos area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Deposit Provider Companies

"Find the CD account to help with your savings goal"

Campus Marketplace Branch
336 South Twin Oaks Valley Road
San Marcos, CA 92078

Toll Free: 1-800-432-1000

San Marcos Branch
601 South Rancho Santa Fe Road
San Marcos, CA 92078

Toll Free: 1-800-432-1000

"Use a Certificate of Deposit to maximize your savings for a fixed period of time." (from https://www.calbanktrust.com/business-banking/checking-savings/certificates-of-deposit-cds.html)

San Marcos Branch
978 San Marcos Boulevard
San Marcos, CA 92078

Toll Free: (800) 429-7685

"With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd)

San Elijo Road Banking Ctr Branch
1705 San Elijo Road
San Marcos, CA 92078

Toll Free: 1-888-342-4273

San Marcos Branch
348 S. Twin Oaks Valley Road
San Marcos, CA 92078

Toll Free: 1-888-342-4273

West San Marcos Branch
1921 West San Marcos Blvd, Suite 170
San Marcos, CA 92078

Toll Free: 1-888-342-4273

"Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit)

San Marcos
740 S Rancho Santa Fe
San Marcos, CA 92069

Toll Free: 1-800-374-9700

"Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/)

San Marcos Branch
190 South Rancho Santa Fe Road
San Marcos, CA 92078

Toll Free: 1-866-283-8092

San Marcos Rancho Santa Fe Branch
675 S. Rancho Santa Fe Rd
San Marcos, CA 92078

Toll Free: 1-866-283-8092

San Marcos Twin Oaks Ralphs Branch
306 S Twin Oaks Valley Rd
San Marcos, CA 92078

Toll Free: 1-866-283-8092

"With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ )

Rancho San Marcos Branch
687 South Rancho Santa Fe Road
San Marcos, CA 92078

Toll Free: 1-800-869-3557

San Marcos Main Branch
1000 West San Marcos Boulevard
San Marcos, CA 92078

Toll Free: 1-800-869-3557

Woodland Parkway Branch
151 Woodland Parkway
San Marcos, CA 92069

Toll Free: 1-800-869-3557

"Early withdrawal/closure penalties may be assessed when principal is withdrawn from a CD prior to the maturity date."

San Marcos Branch
978 San Marcos Boulevard
San Marcos, CA 92078

Toll Free: 1-888-307-3411

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

  • Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
  • Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA

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