California Cities > San Luis Obispo
San Luis Obispo Deposit Provider Listing

List of Banks and Institutions Providing Deposits in San Luis Obispo, California

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in San Luis Obispo. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the San Luis Obispo area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Current Certificate of Deposit rates in California

Deposit Provider Companies
Bank of America "Find the CD account to help with your savings goal" San Luis Obispo Branch 1105 Higuera Street San Luis Obispo, CA 93401 Toll Free: 1-800-432-1000 Bank of America in the News Bank of America Seeks to Patent Crypto Wallet That Works Like Valet Car Key (8/19/19)
Bank of the Sierra "Life is a journey, and we want to help you think ahead. CDs and IRAs are low-risk investments to keep your money safe while planning for the future." Coast National Bank Main Office Branch 500 Marsh Street San Luis Obispo, CA 93401 Phone Number: 1-888-454-BANK
Chase "With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd) Cal Poly Student Union Bk Ctr Branch 1 Grand Avenue, Bldg 65, Room 103 San Luis Obispo, CA 93407 Toll Free: 1-888-342-4273 Chorro Branch 1235 Chorro Street San Luis Obispo, CA 93401 Toll Free: 1-888-342-4273 San Luis Obispo - Madonna Branch 445 Madonna Rd San Luis Obispo, CA 93405 Toll Free: 1-888-342-4273
Golden 1 Credit Union Earn high dividends on larger account balances that are on deposit for terms of 3 to 60 months. Dividends you earn each month can be added to the certificate balance or transferred to a different account without penalties. And, the longer the term, the higher the dividend rate. (from https://www.golden1.com/Savings/TermSavingsCertificate) San Luis Obispo 852 E Foothill Blvd San Luis Obispo, CA 93405 Phone Number: (916) 732-2900
U.S. Bank "Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/) San Luis Obispo Branch 3991 S Higuera St. San Luis Obispo, CA 93401 Toll Free: 1-866-283-8092 San Luis Obispo Ralphs Branch 201 Madonna Rd San Luis Obispo, CA 93405 Toll Free: 1-866-283-8092
Wells Fargo Bank "With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ ) Broad & Tank Farm Branch 3900 Broad Street San Luis Obispo, CA 93401 Toll Free: 1-800-869-3557 Private Bank San Luis Obispo Pb Office, The Branch 711 Tank Farm Road San Luis Obispo, CA 93401 Toll Free: 1-800-869-3557 San Luis Obispo Branch 665 Marsh Street San Luis Obispo, CA 93401 Toll Free: 1-800-869-3557 Wells Fargo Bank in the News Wells Fargo Customers Report Missed Paychecks Due To Apparent Glitch (3/13/23) A Wells Fargo glitch drained some customer accounts by double-paying their bills online. (1/18/18)

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

• Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
• Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA