California Cities > San Luis Obispo
San Luis Obispo Deposit Provider Listing

List of Banks and Institutions Providing Deposits in San Luis Obispo, California

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in San Luis Obispo. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the San Luis Obispo area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Deposit Provider Companies

"Find the CD account to help with your savings goal"

San Luis Obispo Branch
1105 Higuera Street
San Luis Obispo, CA 93401

Toll Free: 1-800-432-1000

"Life is a journey, and we want to help you think ahead. CDs and IRAs are low-risk investments to keep your money safe while planning for the future."

Coast National Bank Main Office Branch
500 Marsh Street
San Luis Obispo, CA 93401

Phone Number: 1-888-454-BANK

"With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd)

Cal Poly Student Union Bk Ctr Branch
1 Grand Avenue, Bldg 65, Room 103
San Luis Obispo, CA 93407

Toll Free: 1-888-342-4273

Chorro Branch
1235 Chorro Street
San Luis Obispo, CA 93401

Toll Free: 1-888-342-4273

San Luis Obispo - Madonna Branch
445 Madonna Rd
San Luis Obispo, CA 93405

Toll Free: 1-888-342-4273

Earn high dividends on larger account balances that are on deposit for terms of 3 to 60 months. Dividends you earn each month can be added to the certificate balance or transferred to a different account without penalties. And, the longer the term, the higher the dividend rate. (from https://www.golden1.com/Savings/TermSavingsCertificate)

San Luis Obispo
852 E Foothill Blvd
San Luis Obispo, CA 93405

Phone Number: (916) 732-2900

"Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/)

San Luis Obispo Branch
3991 S Higuera St.
San Luis Obispo, CA 93401

Toll Free: 1-866-283-8092

San Luis Obispo Ralphs Branch
201 Madonna Rd
San Luis Obispo, CA 93405

Toll Free: 1-866-283-8092

"With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ )

Broad & Tank Farm Branch
3900 Broad Street
San Luis Obispo, CA 93401

Toll Free: 1-800-869-3557

Private Bank San Luis Obispo Pb Office, The Branch
711 Tank Farm Road
San Luis Obispo, CA 93401

Toll Free: 1-800-869-3557

San Luis Obispo Branch
665 Marsh Street
San Luis Obispo, CA 93401

Toll Free: 1-800-869-3557

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

  • Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
  • Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA

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