California Cities > San Jose
San Jose Deposit Provider Listing

Best CD Rates in San Jose | Savings, Deposits, IRA, Checking

ERATE® provides this page to help consumers locate local financial institutions offering Deposit/Savings accounts in San Jose. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the San Jose area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Deposit Provider Companies

"Find the CD account to help with your savings goal"

Almaden Valley Branch
6490 Camden Avenue
San Jose, CA 95120

Toll Free: 1-800-432-1000

Alum Rock Banking Center Branch
2300 Alum Rock Avenue
San Jose, CA 95116

Toll Free: 1-800-432-1000

Blossom Hill-Winfield Branch
971 Blossom Hill Road
San Jose, CA 95123

Toll Free: 1-800-432-1000

View More Branches Located in San Jose

"CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html)

3081 Mckee Road
San Jose, CA 95127

Toll Free: 1-844-777-2689

908 Blossom Hill Road
San Jose, CA 95123

Toll Free: 1-844-777-2689

6213 Santa Teresa Boulevard
San Jose, CA 95119

Toll Free: 1-844-777-2689

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" Our savings products are designed to help you meet your personal savings goals."

San Jose Branch
5180 Stevens Creek Boulevard, Suite 20
San Jose, CA 95129

Toll Free: 877-TRY-BEAL

San Jose Branch
5180 Stevens Creek Boulevard, Suite 20
San Jose, CA 95129

Toll Free: 877-TRY-BEAL

"There are few guarantees in life, but with Boston Private CDs, you can rest assured that your surplus capital is secured at competitive interest rates and flexible rate terms that are crafted from your savings objectives." (from https://www.bostonprivate.com/deposit-cash-management/personal-banking)

San Jose Branch
60 South Market Street
San Jose, CA 95113

San Jose Branch
60 South Market Street
San Jose, CA 95113

"Use a Certificate of Deposit to maximize your savings for a fixed period of time." (from https://www.calbanktrust.com/business-banking/checking-savings/certificates-of-deposit-cds.html)

San Jose Main
515 North First Street
San Jose, CA 95112

Toll Free: (800) 429-7685

San Jose Main
515 North First Street
San Jose, CA 95112

Toll Free: (800) 429-7685

"...a safe investment with a fixed interest rate through maturity."

San Jose Branch
2010 Tully Road
San Jose, CA 95122

Toll Free: 1-800-9CATHAY

San Jose Branch
2010 Tully Road
San Jose, CA 95122

Toll Free: 1-800-9CATHAY

San Jose Brokaw Branch
1708 Oakland Road, Suite 400
San Jose, CA 95131

Toll Free: 1-800-9CATHAY

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"With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd)

Almaden Branch
5393 Almaden Expressway
San Jose, CA 95118

Toll Free: 1-888-342-4273

Almaden Branch
5393 Almaden Expressway
San Jose, CA 95118

Toll Free: 1-888-342-4273

Almaden Road & Almaden Exp Bking Ctr Branch
2436 Almaden Road
San Jose, CA 95125

Toll Free: 1-888-342-4273

View More Branches Located in San Jose

"Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit)

2189 Quimby Road Branch
2189 Quimby Road
San Jose, CA 95122

Toll Free: 1-800-374-9700

2189 Quimby Road Branch
2189 Quimby Road
San Jose, CA 95122

Toll Free: 1-800-374-9700

3490 Stevens Creek Blvd Branch
3490 Stevens Creek Blvd
San Jose, CA 95117

Toll Free: 1-800-374-9700

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Put your money to work for you with a Comerica Fixed Rate CD. This powerful tool will allow you to boost your finances by locking in an interest rate over a specified period of time.(https://www.comerica.com/personal-finance/banking/cds/fixed-rate-cd.html)

Almaden Valley Branch
1092 Blossom Hill Road
San Jose, CA 95123

Toll Free: 800-589-1400

Almaden Valley Branch
1092 Blossom Hill Road
San Jose, CA 95123

Toll Free: 800-589-1400

San Jose Airport Regional Branch
226 Airport Parkway
San Jose, CA 95110

Toll Free: 800-589-1400

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"A CD from East West Bank is a term deposit account that offers a higher rate of interest than a regular savings account."

San Jose Branch
1728 Hostetter Road Suite 10
San Jose, CA 95131

Toll Free: 1-888-895-5650

San Jose Branch
1728 Hostetter Road Suite 10
San Jose, CA 95131

Toll Free: 1-888-895-5650

San Jose Story Branch
1001 Story Road, Suite 130
San Jose, CA 95122

Toll Free: 1-888-895-5650

View More Branches Located in San Jose

"Choose from liquid or traditional Certificates of Deposit to secure your funds with higher interest."

San Jose Branch
1625 The Alameda, Suite 100
San Jose, CA 95126

Toll Free: 1-888-408-0288

San Jose Branch
1625 The Alameda, Suite 100
San Jose, CA 95126

Toll Free: 1-888-408-0288

Earn high dividends on larger account balances that are on deposit for terms of 3 to 60 months. Dividends you earn each month can be added to the certificate balance or transferred to a different account without penalties. And, the longer the term, the higher the dividend rate. (from https://www.golden1.com/Savings/TermSavingsCertificate)

San Jose
185 Park Ave Ste 181
San Jose, CA 95113

Phone Number: (916) 732-2900

San Jose
185 Park Ave Ste 181
San Jose, CA 95113

Phone Number: (916) 732-2900

"A fixed term interest bearing account designed for all clients who have $2,500 or more for deposit."

Heritage Bank Of Commerce
150 Almaden Boulevard
San Jose, CA 95113

Toll Free: 1-408-947-6900

Heritage Bank Of Commerce
150 Almaden Boulevard
San Jose, CA 95113

Toll Free: 1-408-947-6900

Park Center Branch
100 Park Center Plaza, Suite 430
San Jose, CA 95113

Toll Free: 1-408-947-6900

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"A certificate of deposit (CD) is a low-risk way to invest that's commonly sold by banks and credit unions."

San Jose Commercial Lending Center
99 South Almaden Boulevard, Suite 600
San Jose, CA 95113

Toll Free: 800-809-1377

San Jose Commercial Lending Center
99 South Almaden Boulevard, Suite 600
San Jose, CA 95113

Toll Free: 800-809-1377

Share Certificates - "Similar to a certificate of deposit (CD), secure earnings with a guaranteed return."

San Jose
1775 Story Rd Ste 110
San Jose, CA 95122

Phone Number: (408) 254-8020

San Jose
1775 Story Rd Ste 110
San Jose, CA 95122

Phone Number: (408) 254-8020

"High rates & unlimited deposits"

Branch Office
1757 Technology Dr
San Jose, CA 95110-1322

Phone Number: 1-408-436-9480
Toll Free: 1-800-632-4600

Branch Office
1757 Technology Dr
San Jose, CA 95110-1322

Phone Number: 1-408-436-9480
Toll Free: 1-800-632-4600

Branch Office
1705 E Capitol Expy Ste 20
San Jose, CA 95121-1588

Phone Number: 1-408-532-6348
Toll Free: 1-800-632-4600

View More Branches Located in San Jose

"Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/)

Almaden Branch
5670 Almaden Expway
San Jose, CA 95118

Toll Free: 1-866-283-8092

Almaden Branch
5670 Almaden Expway
San Jose, CA 95118

Toll Free: 1-866-283-8092

Branham Lane Safeway Branch
179 Branham Lane
San Jose, CA 95136

Toll Free: 1-866-283-8092

View More Branches Located in San Jose

"With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ )

Almaden Expressway & Branham Branch
4950 Almaden Expressway
San Jose, CA 95118

Toll Free: 1-800-869-3557

Almaden Expressway & Branham Branch
4950 Almaden Expressway
San Jose, CA 95118

Toll Free: 1-800-869-3557

Almaden Valley Branch
6465 Almaden Expressway
San Jose, CA 95120

Toll Free: 1-800-869-3557

View More Branches Located in San Jose

"Early withdrawal/closure penalties may be assessed when principal is withdrawn from a CD prior to the maturity date."

San Jose Main
515 North First Street
San Jose, CA 95112

Toll Free: 1-888-307-3411

San Jose Main
515 North First Street
San Jose, CA 95112

Toll Free: 1-888-307-3411

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

  • Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
  • Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA

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