California Cities > San Diego
San Diego Deposit Provider Listing

Best CD Rates in San Diego | Savings, Deposits, IRA, Checking

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in San Diego. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the San Diego area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Deposit Provider Companies

"Find the CD account to help with your savings goal"

36th And National Branch
3582 National Avenue, Suite 5
San Diego, CA 92113

Toll Free: 1-800-432-1000

4 S Ranch Branch
10511 Craftsman Way
San Diego, CA 92127

Toll Free: 1-800-432-1000

42nd-El Cajon Branch
4166 El Cajon Boulevard
San Diego, CA 92105

Toll Free: 1-800-432-1000

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"CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html)

701 B Street
San Diego, CA 92101

Toll Free: 1-844-777-2689

"Certificates of Deposits provide the highest return on your insured savings."

Balboa Clairemont Branch
5508 Balboa Avenue
San Diego, CA 92111

Toll Free: 1-866-722-5110

Carmel Valley Branch
12770 High Bluff Drive
San Diego, CA 92130

Toll Free: 1-866-722-5110

Point Loma San Diego Branch
1350 Rosecrans Street
San Diego, CA 92106

Toll Free: 1-866-722-5110

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"Use a Certificate of Deposit to maximize your savings for a fixed period of time." (from https://www.calbanktrust.com/business-banking/checking-savings/certificates-of-deposit-cds.html)

Carmel Valley Branch
11375 El Camino Real, Suite 100
San Diego, CA 92130

Toll Free: (800) 429-7685

City Heights Branch
4305 University Avenue, Ste. 100
San Diego, CA 92105

Toll Free: (800) 429-7685

Golden Triangle Branch
4320 La Jolla Village Drive, Ste 100
San Diego, CA 92122

Toll Free: (800) 429-7685

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"...a safe investment with a fixed interest rate through maturity."

San Diego Branch
4688 Convoy Street,
San Diego, CA 92111

Toll Free: 1-800-9CATHAY

"With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd)

Bernardo Center Branch
16861 Bernardo Center Drive
San Diego, CA 92128

Toll Free: 1-888-342-4273

Broadway And 7th Branch
707 Broadway, Suite 1
San Diego, CA 92101

Toll Free: 1-888-342-4273

Carmel Mountain Ranch Branch
11995 Carmel Mountain Road
San Diego, CA 92128

Toll Free: 1-888-342-4273

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"Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit)

Mira Mesa
10606 Camino Ruiz
San Diego, CA 92126

Toll Free: 1-800-374-9700

Rancho Bernardo
11818 Bernardo Plaza Court
San Diego, CA 92128

Toll Free: 1-800-374-9700

San Diego City Heights Branch
3910 University Ave
San Diego, CA 92105

Toll Free: 1-800-374-9700

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Put your money to work for you with a Comerica Fixed Rate CD. This powerful tool will allow you to boost your finances by locking in an interest rate over a specified period of time.(https://www.comerica.com/personal-finance/banking/cds/fixed-rate-cd.html)

Carmel Mountain Ranch Branch
11608 Carmel Mountain Rd
San Diego, CA 92128

Toll Free: 800-589-1400

Del Mar Heights Branch
11943 El Camino Real Ste 110a
San Diego, CA 92130

Toll Free: 800-589-1400

Diamondview Tower Banking Center Branch
955 J Street
San Diego, CA 92101

Toll Free: 800-589-1400

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"A CD from East West Bank is a term deposit account that offers a higher rate of interest than a regular savings account."

Metro United Bank Branch
7320 Clairemont Mesa Boulevard
San Diego, CA 92111

Toll Free: 1-888-895-5650

"For funds that you're not going to use right away, CDs are a great way to save."

San Diego Branch
8650 Genesee Avenue, Suite 228
San Diego, CA 92122

Toll Free: 1.888.323.4732

Rancho Bernardo Branch
16536 Bernardo Center Drive
San Diego, CA 92128

Toll Free: 1.888.323.4732

"Choose from liquid or traditional Certificates of Deposit to secure your funds with higher interest."

San Diego Downtown Branch
1280 4th Avenue
San Diego, CA 92101

Toll Free: 1-888-408-0288

San Diego - High Bluff Branch
12626 High Bluff Drive, Suite 400
San Diego, CA 92130

Toll Free: 1-888-408-0288

"A certificate of deposit (CD) is a low-risk way to invest that's commonly sold by banks and credit unions."

Kearny Mesa Branch
9363 Clairemont Mesa Boulevard, Suite S
San Diego, CA 92123

Toll Free: 800-809-1377

Mission Gorge Branch
6515 Mission Gorge Road Suite 6515
San Diego, CA 92120

Toll Free: 800-809-1377

Point Loma Branch
1110 Rosecrans Street, Suite 101
San Diego, CA 92106

Toll Free: 800-809-1377

"Whether you choose a Savings Account, Money Market Account, or Share Certificate, you'll get competitive dividends and flexible terms at Kinecta." (from https://www.kinecta.org/share-certificates/)

13161 Black Mountain Rd Ste 9
San Diego, CA 92129

Phone Number: (855) 801-1823

Certificate of Deposit - "A safe, reliable and surprisingly flexible way to save for the future."

San Diego Branch
9333 Genesee Avenue, Suite 1100
San Diego, CA 92121

Toll Free: 800.797.6324

"Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/)

36th & El Cajon Branch
3560 El Cajon Boulevard
San Diego, CA 92104

Toll Free: 1-866-283-8092

Balboa Vons Branch
5555 Balboa Avenue
San Diego, CA 92111

Toll Free: 1-866-283-8092

Carmel Valley Branch
11988 El Camino Real, Suite 100
San Diego, CA 92130

Toll Free: 1-866-283-8092

View More Branches Located in San Diego

"Whether you're a new saver in your 20's or looking to grow your nest egg faster in your 40's, UNIFY offers dividend-earning accounts to bring your personal savings goals within easy reach - one deposit at a time." (from https://www.unifyfcu.com/savings-accounts)

Rancho Carmel
15180 Innovation Dr Bldg Rc2
San Diego, CA 92128

Toll Free: 877.254.9328

"With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ )

1st & Market Branch
610 1st Avenue
San Diego, CA 92101

Toll Free: 1-800-869-3557

33rd & El Cajon Branch
3299 El Cajon Boulevard
San Diego, CA 92104

Toll Free: 1-800-869-3557

4s Ranch Branch
10535 Craftsman Way
San Diego, CA 92127

Toll Free: 1-800-869-3557

View More Branches Located in San Diego

"Early withdrawal/closure penalties may be assessed when principal is withdrawn from a CD prior to the maturity date."

Carmel Valley Branch
11375 El Camino Real, Suite 100
San Diego, CA 92130

Toll Free: 1-888-307-3411

City Heights Branch
4305 University Avenue, Ste. 100
San Diego, CA 92105

Toll Free: 1-888-307-3411

Golden Triangle Branch
4320 La Jolla Village Drive, Ste 100
San Diego, CA 92122

Toll Free: 1-888-307-3411

View More Branches Located in San Diego

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

  • Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
  • Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA



See Current CD Rates in California

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