California Cities > Sacramento
Sacramento Deposit Provider Listing

Best CD Rates in Sacramento | Savings, Deposits, IRA, Checking

ERATE® provides this page to help consumers locate local financial institutions offering Deposit/Savings accounts in Sacramento. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Sacramento area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Deposit Provider Companies

"Find the CD account to help with your savings goal"

Arden-Eastern Branch
4300 Arden Way
Sacramento, CA 95864

Toll Free: 1-800-432-1000

Arden-Morse Branch
3101 Arden Way
Sacramento, CA 95825

Toll Free: 1-800-432-1000

Calvine Pointe Branch
8842 Calvine Road
Sacramento, CA 95828

Toll Free: 1-800-432-1000

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"CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html)

3509 El Camino Avenue
Sacramento, CA 95821

Toll Free: 1-844-777-2689

500 Capital Mall, Suite 100
Sacramento, CA 95814

Toll Free: 1-844-777-2689

2581 Fair Oaks Boulevard
Sacramento, CA 95825

Toll Free: 1-844-777-2689

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"Certificates of Deposits provide the highest return on your insured savings."

Bank Of Sacramento Branch
1750 Howe Avenue, Suite 100
Sacramento, CA 95825

Toll Free: 1-866-722-5110

Capital Bbc Branch
1415 L Street, Suite 100
Sacramento, CA 95814

Toll Free: 1-866-722-5110

" Our savings products are designed to help you meet your personal savings goals."

Sacramento Branch
2381 Fair Oaks Bouleard, Suite 8
Sacramento, CA 95825

Toll Free: 877-TRY-BEAL

"Use a Certificate of Deposit to maximize your savings for a fixed period of time." (from https://www.calbanktrust.com/business-banking/checking-savings/certificates-of-deposit-cds.html)

Arden Way Branch
1800 Arden Way
Sacramento, CA 95815

Toll Free: (800) 429-7685

Capitol Mall Branch
520 Capitol Mall, Suite 100
Sacramento, CA 95814

Toll Free: (800) 429-7685

South Land Park Branch
7201 South Land Park Drive
Sacramento, CA 95831

Toll Free: (800) 429-7685

"...a safe investment with a fixed interest rate through maturity."

Sacramento Branch
4970 Freeport Boulevard
Sacramento, CA 95822

Toll Free: 1-800-9CATHAY

"With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd)

Arden Way Branch
1950 Arden Way
Sacramento, CA 95815

Toll Free: 1-888-342-4273

Broadway And Stockton Branch
2950 Stockton Blvd
Sacramento, CA 95817

Toll Free: 1-888-342-4273

Cosumnes River Branch
7301 West Stockton Boulevard
Sacramento, CA 95823

Toll Free: 1-888-342-4273

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"Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit)

5618 Freeport Blvd Branch
5618 Freeport Blvd
Sacramento, CA 95822

Toll Free: 1-800-374-9700

Arden Way Branch
3501 Arden Way
Sacramento, CA 95864

Toll Free: 1-800-374-9700

Sacramento-Fort Sutter - Cf
1116 Alhambra Blvd
Sacramento, CA 95816

Toll Free: 1-800-374-9700

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"A CD from East West Bank is a term deposit account that offers a higher rate of interest than a regular savings account."

Freeport Branch
4790 Freeport Blvd
Sacramento, CA 95822

Toll Free: 1-888-895-5650

"For funds that you're not going to use right away, CDs are a great way to save."

Sacramento Branch
455 Capital Mall
Sacramento, CA 95814

Toll Free: 1.888.323.4732

Earn high dividends on larger account balances that are on deposit for terms of 3 to 60 months. Dividends you earn each month can be added to the certificate balance or transferred to a different account without penalties. And, the longer the term, the higher the dividend rate. (from https://www.golden1.com/Savings/TermSavingsCertificate)

Elkhorn
5337 Elkhorn Blvd
Sacramento, CA 95842

Phone Number: (916) 732-2900

Midtown
2120 K St
Sacramento, CA 95816

Phone Number: (916) 732-2900

Point West Center
1301 Exposition Blvd
Sacramento, CA 95815

Phone Number: (916) 732-2900

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Share Certificates - "Similar to a certificate of deposit (CD), secure earnings with a guaranteed return."

Sacramento-howe
1537 Howe Ave Ste 218
Sacramento, CA 95825

Phone Number: (916) 569-5280

"Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/)

19th & South Safeway Branch
1800 19th Street
Sacramento, CA 95811

Toll Free: 1-866-283-8092

Alhambra And J Branch
1001 Alhambra Boulevard
Sacramento, CA 95816

Toll Free: 1-866-283-8092

Arden Way Safeway Branch
3320 Arden Way
Sacramento, CA 95825

Toll Free: 1-866-283-8092

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"With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ )

30th & Capitol Branch
3001 Capitol Avenue
Sacramento, CA 95816

Toll Free: 1-800-869-3557

Arden Fair Mall Branch
1510 Arden Way
Sacramento, CA 95815

Toll Free: 1-800-869-3557

Ca Sacramento County 2 Branch
3835 Freeport Boulevard
Sacramento, CA 95822

Toll Free: 1-800-869-3557

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"Early withdrawal/closure penalties may be assessed when principal is withdrawn from a CD prior to the maturity date."

Arden Way Branch
1800 Arden Way
Sacramento, CA 95815

Toll Free: 1-888-307-3411

Capitol Mall Branch
520 Capitol Mall, Suite 100
Sacramento, CA 95814

Toll Free: 1-888-307-3411

South Land Park Branch
7201 South Land Park Drive
Sacramento, CA 95831

Toll Free: 1-888-307-3411

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

  • Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
  • Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA

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