California Cities > Richmond
Richmond Deposit Provider Listing

Best CD Rates in Richmond | Savings, Deposits, IRA, Checking

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Richmond. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Richmond area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Deposit Provider Companies

Savings accounts to meet your needs (from https://www.bankofamerica.com/deposits/savings/savings-accounts/)

Mira Vista Branch
4800 Macdonald Avenue
Richmond, CA 94805

Toll Free: 1-844-375-7027

Rollingwood Branch
3100 Hilltop Mall Road
Richmond, CA 94806

Toll Free: 1-844-375-7027

"...a safe investment with a fixed interest rate through maturity."

Berkeley-Richmond Branch
3288 Pierce Street, Suite D101
Richmond, CA 94804

Toll Free: 1-800-9CATHAY

"With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd)

Hilltop Mall Road Branch
3110 Hilltop Mall Road
Richmond, CA 94806

Toll Free: 1-888-342-4273

San Pablo Ave Branch
12121 San Pablo Ave.
Richmond, CA 94805

Toll Free: 1-888-342-4273

"Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit)

Richmond Branch
3634 Macdonald Avenue
Richmond, CA 94805

Toll Free: 1-800-374-9700

Certificate of Deposit - "A safe, reliable and surprisingly flexible way to save for the future."

Klose Way Branch
3190 Klose Way
Richmond, CA 94806

Toll Free: 800.797.6324

Mira Vista Branch
4100 Macdonald Avenue
Richmond, CA 94805

Toll Free: 800.797.6324

"With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ )

Richmond Main Branch
4300 Macdonald Avenue
Richmond, CA 94805

Toll Free: 1-800-869-3557

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

  • Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
  • Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA

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