California Cities > Richmond
Richmond Deposit Provider Listing

Best CD Rates in Richmond | Savings, Deposits, IRA, Checking

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Richmond. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Richmond area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Current Certificate of Deposit rates in California

Deposit Provider Companies
Bank of America "Find the CD account to help with your savings goal" Mira Vista Branch 4800 Macdonald Avenue Richmond, CA 94805 Toll Free: 1-800-432-1000 Rollingwood Branch 3100 Hilltop Mall Road Richmond, CA 94806 Toll Free: 1-800-432-1000 Bank of America in the News Bank of America Seeks to Patent Crypto Wallet That Works Like Valet Car Key (8/19/19)
Cathay Bank "...a safe investment with a fixed interest rate through maturity." Berkeley-Richmond Branch 3288 Pierce Street, Suite D101 Richmond, CA 94804 Toll Free: 1-800-9CATHAY
Chase "With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd) Hilltop Mall Road Branch 3110 Hilltop Mall Road Richmond, CA 94806 Toll Free: 1-888-342-4273 San Pablo Ave Branch 12121 San Pablo Ave. Richmond, CA 94805 Toll Free: 1-888-342-4273
Citibank "Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit) Richmond Branch 3634 Macdonald Avenue Richmond, CA 94805 Toll Free: 1-800-374-9700
Mechanics Bank Certificate of Deposit - "A safe, reliable and surprisingly flexible way to save for the future." Klose Way Branch 3190 Klose Way Richmond, CA 94806 Toll Free: 800.797.6324 Mira Vista Branch 4100 Macdonald Avenue Richmond, CA 94805 Toll Free: 800.797.6324
Wells Fargo Bank "With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ ) Richmond Main Branch 4300 Macdonald Avenue Richmond, CA 94805 Toll Free: 1-800-869-3557 Wells Fargo Bank in the News Wells Fargo Customers Report Missed Paychecks Due To Apparent Glitch (3/13/23) A Wells Fargo glitch drained some customer accounts by double-paying their bills online. (1/18/18)

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

• Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
• Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA