California Cities > Palo Alto
Palo Alto Deposit Provider Listing

Palo Alto Banks Providing Deposits | CD Rates | IRA Money Market

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Palo Alto. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Palo Alto area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Deposit Provider Companies

"Find the CD account to help with your savings goal"

Palo Alto Main Branch
530 Lytton Avenue
Palo Alto, CA 94301

Toll Free: 1-800-432-1000

Palo Alto Pwm Branch
3075b Hansen Way
Palo Alto, CA 94304

Toll Free: 1-800-432-1000

Stanford Branch
395 Quarry Rd
Palo Alto, CA 94304

Toll Free: 1-800-432-1000

View More Branches Located in Palo Alto

"CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html)

414 S. California Avenue
Palo Alto, CA 94306

Toll Free: 1-844-777-2689

531 Cowper Street
Palo Alto, CA 94301

Toll Free: 1-844-777-2689

"There are few guarantees in life, but with Boston Private CDs, you can rest assured that your surplus capital is secured at competitive interest rates and flexible rate terms that are crafted from your savings objectives." (from https://www.bostonprivate.com/deposit-cash-management/personal-banking)

Palo Alto Branch
240 Cowper Street
Palo Alto, CA 94301

"With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd)

Embarcadero & Bayshore
2180 West Bayshore Road
Palo Alto, CA 94303

Toll Free: 1-888-342-4273

Hamilton Avenue Branch
300 Hamilton Avenue
Palo Alto, CA 94301

Toll Free: 1-888-342-4273

Middlefield Road Branch
2846 Middlefield Road
Palo Alto, CA 94306

Toll Free: 1-888-342-4273

View More Branches Located in Palo Alto

"Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit)

Palo Alto Branch
250 University Avenue
Palo Alto, CA 94301

Toll Free: 1-800-374-9700

Palo Alto-El Camino
2401 El Camino Real
Palo Alto, CA 94306

Toll Free: 1-800-374-9700

Put your money to work for you with a Comerica Fixed Rate CD. This powerful tool will allow you to boost your finances by locking in an interest rate over a specified period of time.(https://www.comerica.com/personal-finance/banking/cds/fixed-rate-cd.html)

Messenger Service Branch
250 Lytton Avenue
Palo Alto, CA 94301

Toll Free: 800-589-1400

Palo Alto Branch
250 Lytton Avenue
Palo Alto, CA 94301

Toll Free: 800-589-1400

"Choose from liquid or traditional Certificates of Deposit to secure your funds with higher interest."

Palo Alto Branch
2275 El Camino Real
Palo Alto, CA 94306

Toll Free: 1-888-408-0288

"High rates & unlimited deposits"

Branch Office
2390 El Camino Real Ste 110
Palo Alto, CA 94306-1437

Phone Number: 1-650-320-1521
Toll Free: 1-800-632-4600

"With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ )

Midtown Palo Alto Branch
2754 Middlefield Road
Palo Alto, CA 94306

Toll Free: 1-800-869-3557

Palo Alto Branch
400 Hamilton Avenue
Palo Alto, CA 94301

Toll Free: 1-800-869-3557

Palo Alto Pcs Branch
301 University Avenue
Palo Alto, CA 94301

Toll Free: 1-800-869-3557

View More Branches Located in Palo Alto

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

  • Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
  • Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA

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