California Cities > Palm Desert
Palm Desert Deposit Provider Listing

List of Banks and Institutions Providing Deposits in Palm Desert, California

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Palm Desert. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Palm Desert area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Current Certificate of Deposit rates in California

Deposit Provider Companies
Bank of America "Find the CD account to help with your savings goal" Desert Gateway Branch 34-420 Monterey Avenue Palm Desert, CA 92211 Toll Free: 1-800-432-1000 Palm Desert Branch 73-820 El Paseo Palm Desert, CA 92260 Toll Free: 1-800-432-1000 Washington Marketplace Branch 39355 Washington Street Palm Desert, CA 92211 Toll Free: 1-800-432-1000 Bank of America in the News Bank of America Seeks to Patent Crypto Wallet That Works Like Valet Car Key (8/19/19)
California Bank & Trust "Use a Certificate of Deposit to maximize your savings for a fixed period of time." (from https://www.calbanktrust.com/business-banking/checking-savings/certificates-of-deposit-cds.html) Palm Desert Branch 73301 Highway 111 Palm Desert, CA 92260 Toll Free: (800) 429-7685
Chase "With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd) Country Club And Cook Branch 74-930 Country Club Dr Palm Desert, CA 92260 Toll Free: 1-888-342-4273 Palm Desert Branch 72705 Hwy 111 Palm Desert, CA 92260 Toll Free: 1-888-342-4273 Palm Desert Stater Bros Branch 78210 Varner Rd Palm Desert, CA 92211 Toll Free: 1-888-342-4273
Citibank "Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit) Palm Desert 44-480 Town Center Way Palm Desert, CA 92260 Toll Free: 1-800-374-9700
First Republic Bank "Choose from liquid or traditional Certificates of Deposit to secure your funds with higher interest." Palm Desert Branch 73010 El Paseo Palm Desert, CA 92260 Toll Free: 1-888-408-0288
U.S. Bank "Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/) Palm Desert - El Paseo Branch 74010 El Paseo Palm Desert, CA 92260 Toll Free: 1-866-283-8092 Palm Desert - Univeristy Village Branch 36975 Cook St Palm Desert, CA 92211 Toll Free: 1-866-283-8092 Palm Desert Highway 111 Branch 72260 Highway 111 Palm Desert, CA 92260 Toll Free: 1-866-283-8092
Wells Fargo Bank "With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ ) Desert Gateway Branch 34340 Monterey Avenue Palm Desert, CA 92211 Toll Free: 1-800-869-3557 Monterey Store Branch 73051 Hwy 111 Palm Desert, CA 92260 Toll Free: 1-800-869-3557 Palm Desert Branch 74105 El Paseo Palm Desert, CA 92260 Toll Free: 1-800-869-3557 View More Branches Located in Palm Desert Wells Fargo Bank in the News Wells Fargo Customers Report Missed Paychecks Due To Apparent Glitch (3/13/23) A Wells Fargo glitch drained some customer accounts by double-paying their bills online. (1/18/18)
Zions Bank® "Early withdrawal/closure penalties may be assessed when principal is withdrawn from a CD prior to the maturity date." Palm Desert Branch 73301 Highway 111 Palm Desert, CA 92260 Toll Free: 1-888-307-3411

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

• Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
• Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA