California Cities > Modesto
Modesto Deposit Provider Listing

List of Banks and Institutions Providing Deposits in Modesto, California

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Modesto. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Modesto area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Current Certificate of Deposit rates in California

Deposit Provider Companies
Bank of America "Find the CD account to help with your savings goal" Modesto Main Branch 1601 I Street Modesto, CA 95354 Toll Free: 1-800-432-1000 North Mchenry Branch 3416 Mchenry Avenue Modesto, CA 95350 Toll Free: 1-800-432-1000 Oakmore Plaza Branch 1737 Oakdale Road Modesto, CA 95355 Toll Free: 1-800-432-1000 View More Branches Located in Modesto Bank of America in the News Bank of America Seeks to Patent Crypto Wallet That Works Like Valet Car Key (8/19/19)
Bank of the West "CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html) 3801 Pelandale Avenue, Suite C Modesto, CA 95356 Toll Free: 1-844-777-2689 1401 Oakdale Road Modesto, CA 95355 Toll Free: 1-844-777-2689 901 H Street Modesto, CA 95354 Toll Free: 1-844-777-2689 View More Branches Located in Modesto
Chase "With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd) Century Center Branch 2401 Orangeburg, Suite 10 Modesto, CA 95355 Toll Free: 1-888-342-4273 Mchenry Avenue Branch 2609 Mchenry Avenue Modesto, CA 95350 Toll Free: 1-888-342-4273 Pelandale And Chapman Branch 3601 Pelandale Ave, Ste C-1 Modesto, CA 95356 Toll Free: 1-888-342-4273 View More Branches Located in Modesto
Citibank "Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit) Modesto-Mchenry 2929 Mchenry Avenue Modesto, CA 95350 Toll Free: 1-800-374-9700 Modesto-Oakdale 1340 Oakdale Road Modesto, CA 95355 Toll Free: 1-800-374-9700
Golden 1 Credit Union Earn high dividends on larger account balances that are on deposit for terms of 3 to 60 months. Dividends you earn each month can be added to the certificate balance or transferred to a different account without penalties. And, the longer the term, the higher the dividend rate. (from https://www.golden1.com/Savings/TermSavingsCertificate) Modesto 2001 McHenry Ave Ste F Modesto, CA 95350 Phone Number: (916) 732-2926
U.S. Bank "Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/) Mchenry Branch 2008 Mchenry Avenue Modesto, CA 95350 Toll Free: 1-866-283-8092 Modesto Main Branch 1120 Eleventh Street Modesto, CA 95354 Toll Free: 1-866-283-8092 Tully Branch 3501 Tully Road Modesto, CA 95356 Toll Free: 1-866-283-8092
Wells Fargo Bank "With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ ) Floyd Avenue Branch 2509 Mchenry Avenue Modesto, CA 95350 Toll Free: 1-800-869-3557 Mchenry Avenue Branch 3456 Mchenry Avenue Modesto, CA 95350 Toll Free: 1-800-869-3557 Modesto Main Branch 1120 K Street Modesto, CA 95354 Toll Free: 1-800-869-3557 View More Branches Located in Modesto Wells Fargo Bank in the News Wells Fargo Customers Report Missed Paychecks Due To Apparent Glitch (3/13/23) A Wells Fargo glitch drained some customer accounts by double-paying their bills online. (1/18/18)

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

• Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
• Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA