California Cities > Modesto
Modesto Deposit Provider Listing

List of Banks and Institutions Providing Deposits in Modesto, California

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Modesto. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Modesto area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Deposit Provider Companies

Savings accounts to meet your needs (from https://www.bankofamerica.com/deposits/savings/savings-accounts/)

Modesto Main Branch
1601 I Street
Modesto, CA 95354

Toll Free: 1-844-375-7027

North Mchenry Branch
3416 Mchenry Avenue
Modesto, CA 95350

Toll Free: 1-844-375-7027

Oakmore Plaza Branch
1737 Oakdale Road
Modesto, CA 95355

Toll Free: 1-844-375-7027

View More Branches Located in Modesto

"CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html)

3801 Pelandale Avenue, Suite C
Modesto, CA 95356

Toll Free: 1-844-777-2689

1401 Oakdale Road
Modesto, CA 95355

Toll Free: 1-844-777-2689

901 H Street
Modesto, CA 95354

Toll Free: 1-844-777-2689

View More Branches Located in Modesto

"With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd)

Century Center Branch
2401 Orangeburg, Suite 10
Modesto, CA 95355

Toll Free: 1-888-342-4273

Mchenry Avenue Branch
2609 Mchenry Avenue
Modesto, CA 95350

Toll Free: 1-888-342-4273

Pelandale And Chapman Branch
3601 Pelandale Ave, Ste C-1
Modesto, CA 95356

Toll Free: 1-888-342-4273

View More Branches Located in Modesto

"Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit)

Modesto-Mchenry
2929 Mchenry Avenue
Modesto, CA 95350

Toll Free: 1-800-374-9700

Modesto-Oakdale
1340 Oakdale Road
Modesto, CA 95355

Toll Free: 1-800-374-9700

Earn high dividends on larger account balances that are on deposit for terms of 3 to 60 months. Dividends you earn each month can be added to the certificate balance or transferred to a different account without penalties. And, the longer the term, the higher the dividend rate. (from https://www.golden1.com/Savings/TermSavingsCertificate)

Modesto
2001 McHenry Ave Ste F
Modesto, CA 95350

Phone Number: (916) 732-2926

"Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/)

Mchenry Branch
2008 Mchenry Avenue
Modesto, CA 95350

Toll Free: 1-866-283-8092

Modesto Main Branch
1120 Eleventh Street
Modesto, CA 95354

Toll Free: 1-866-283-8092

Tully Branch
3501 Tully Road
Modesto, CA 95356

Toll Free: 1-866-283-8092

"With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ )

Floyd Avenue Branch
2509 Mchenry Avenue
Modesto, CA 95350

Toll Free: 1-800-869-3557

Mchenry Avenue Branch
3456 Mchenry Avenue
Modesto, CA 95350

Toll Free: 1-800-869-3557

Modesto Main Branch
1120 K Street
Modesto, CA 95354

Toll Free: 1-800-869-3557

View More Branches Located in Modesto

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

  • Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
  • Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA

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