California Cities > Los Altos
Los Altos Deposit Provider Listing

Best CD Rates in Los Altos | Savings, Deposits, IRA Accounts

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Los Altos. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Los Altos area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Deposit Provider Companies

"Find the CD account to help with your savings goal"

Hawthorne-San Antonio Branch
227 South San Antonio Road
Los Altos, CA 94022

Toll Free: 1-800-432-1000

Los Altos Branch
901 Fremont Avenue
Los Altos, CA 94024

Toll Free: 1-800-432-1000

"CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html)

176 Main Street
Los Altos, CA 94022

Toll Free: 1-844-777-2689

"There are few guarantees in life, but with Boston Private CDs, you can rest assured that your surplus capital is secured at competitive interest rates and flexible rate terms that are crafted from your savings objectives." (from https://www.bostonprivate.com/deposit-cash-management/personal-banking)

Los Altos Branch
345 South San Antonio Road
Los Altos, CA 94022

"With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd)

Los Altos Branch
199 Main Street
Los Altos, CA 94022

Toll Free: 1-888-342-4273

"Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit)

Los Altos Branch
130 Main Street
Los Altos, CA 94022

Toll Free: 1-800-374-9700

Put your money to work for you with a Comerica Fixed Rate CD. This powerful tool will allow you to boost your finances by locking in an interest rate over a specified period of time.(https://www.comerica.com/personal-finance/banking/cds/fixed-rate-cd.html)

Los Altos Branch
275 Third Street
Los Altos, CA 94022

Toll Free: 800-589-1400

"Choose from liquid or traditional Certificates of Deposit to secure your funds with higher interest."

Los Altos Branch
400 S. San Antonio Rd.
Los Altos, CA 94022

Toll Free: 1-888-408-0288

"A fixed term interest bearing account designed for all clients who have $2,500 or more for deposit."

Los Altos Branch
419 South San Antonio Road
Los Altos, CA 94022

Toll Free: 1-408-947-6900

"Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/)

Los Altos Branch
300 Main Street
Los Altos, CA 94022

Toll Free: 1-866-283-8092

Los Altos Fremont Avenue Branch
1001 Fremont Avenue
Los Altos, CA 94024

Toll Free: 1-866-283-8092

"With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ )

Los Altos Branch
100 Main Street
Los Altos, CA 94022

Toll Free: 1-800-869-3557

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

  • Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
  • Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA

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