California Cities > Laguna Niguel
Laguna Niguel Deposit Provider Listing

List of Banks and Institutions Providing Deposits in Laguna Niguel, California

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Laguna Niguel. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Laguna Niguel area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Current Certificate of Deposit rates in California

Deposit Provider Companies
Bank of America "Find the CD account to help with your savings goal" Laguna Niguel Branch 30162 Crown Valley Parkway Laguna Niguel, CA 92677 Toll Free: 1-800-432-1000 Bank of America in the News Bank of America Seeks to Patent Crypto Wallet That Works Like Valet Car Key (8/19/19)
Chase "With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd) Alicia Parkway Branch 30202 Crown Valley Parkway Laguna Niguel, CA 92677 Toll Free: 1-888-342-4273 La Paz Road And Aliso Creek Branch 23970 Aliso Creek Road Laguna Niguel, CA 92677 Toll Free: 1-888-342-4273 Laguna Niguel Office Branch 28131 Crow Valley Pkwy Laguna Niguel, CA 92677 Toll Free: 1-888-342-4273 View More Branches Located in Laguna Niguel
Citibank "Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit) Laguna Niguel 30311 Street Of The Golden Lantern Laguna Niguel, CA 92677 Toll Free: 1-800-374-9700
U.S. Bank "Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/) Laguna Niguel Alicia Branch 27120 Alicia Parkway Laguna Niguel, CA 92677 Toll Free: 1-866-283-8092 Laguna Niguel Branch 30000 Town Center Drive Laguna Niguel, CA 92677 Toll Free: 1-866-283-8092
Wells Fargo Bank "With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ ) Aliso Viejo Branch 27250 Alicia Parkway Laguna Niguel, CA 92677 Toll Free: 1-800-869-3557 Crown Valley & Greenfield Branch 28211 Crown Valley Parkway Laguna Niguel, CA 92677 Toll Free: 1-800-869-3557 Crown Valley Branch 30160 Town Center Drive Laguna Niguel, CA 92677 Toll Free: 1-800-869-3557 View More Branches Located in Laguna Niguel Wells Fargo Bank in the News Wells Fargo Customers Report Missed Paychecks Due To Apparent Glitch (3/13/23) A Wells Fargo glitch drained some customer accounts by double-paying their bills online. (1/18/18)

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

• Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
• Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA