California Cities > La Jolla
La Jolla Deposit Provider Listing

List of Banks and Institutions Providing Deposits in La Jolla, California

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in La Jolla. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the La Jolla area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Deposit Provider Companies

"Find the CD account to help with your savings goal"

La Jolla Main Branch
7680 Girard Avenue
La Jolla, CA 92037

Toll Free: 1-800-432-1000

La Jolla Private Banking Branch
7825 Fay Ave
La Jolla, CA 92037

Toll Free: 1-800-432-1000

La Jolla Village Square Branch
8813 Villa La Jolla Drive
La Jolla, CA 92037

Toll Free: 1-800-432-1000

"CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html)

4180 La Jolla Village Drive
La Jolla, CA 92037

Toll Free: 1-844-777-2689

"Use a Certificate of Deposit to maximize your savings for a fixed period of time." (from https://www.calbanktrust.com/business-banking/checking-savings/certificates-of-deposit-cds.html)

La Jolla Branch
1127 Wall Street
La Jolla, CA 92037

Toll Free: (800) 429-7685

"With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd)

Birdrock Banking Center
5605 La Jolla Blvd
La Jolla, CA 92037

Toll Free: 1-888-342-4273

La Jolla Branch
4270 Executive Square, Suite B
La Jolla, CA 92037

Toll Free: 1-888-342-4273

La Jolla Downtown Branch
7777 Girard Avenue
La Jolla, CA 92037

Toll Free: 1-888-342-4273

View More Branches Located in La Jolla

"Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit)

La Jolla
7900 Herschell Avenue
La Jolla, CA 92037

Toll Free: 1-800-374-9700

La Jolla-Golden Triangle
8813 Villa La Jolla Dr.
La Jolla, CA 92037

Toll Free: 1-800-374-9700

"For funds that you're not going to use right away, CDs are a great way to save."

La Jolla Branch
835 Pearl Street
La Jolla, CA 92037

Toll Free: 1.888.323.4732

"Choose from liquid or traditional Certificates of Deposit to secure your funds with higher interest."

La Jolla Branch
1200 Prospect Street Ste 125
La Jolla, CA 92037

Toll Free: 1-888-408-0288

"Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/)

Golden Triangle - Utc Branch
4270 Executive Square, Suite 100
La Jolla, CA 92037

Toll Free: 1-866-283-8092

La Jolla Girard Branch
7733 Girard Avenue
La Jolla, CA 92037

Toll Free: 1-866-283-8092

"With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ )

Girard & Pearl Branch
7544 Girard Avenue
La Jolla, CA 92037

Toll Free: 1-800-869-3557

La Jolla Village Square Branch
8657 Villa Lajolla Drive
La Jolla, CA 92037

Toll Free: 1-800-869-3557

La Jolla/Girard Branch
7714 Girard Avenue
La Jolla, CA 92037

Toll Free: 1-800-869-3557

"Early withdrawal/closure penalties may be assessed when principal is withdrawn from a CD prior to the maturity date."

La Jolla Branch
1127 Wall Street
La Jolla, CA 92037

Toll Free: 1-888-307-3411

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

  • Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
  • Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA

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