California Cities > Irvine
Irvine Deposit Provider Listing

Best CD Rates in Irvine | Savings, Deposits, IRA, Rate Chart

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Irvine. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Irvine area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Deposit Provider Companies

"If you're looking for a fixed term to meet your savings needs, a share certificate may be the answer."

SNA
18017 Sky Park Cir Ste A
Irvine, CA 92614

Phone Number: (949) 852-5393
Toll Free: 1-800-533-0035

"Find the CD account to help with your savings goal"

Alton Parkway Branch
3881 Alton Parkway, Suite B
Irvine, CA 92606

Toll Free: 1-800-432-1000

Heritage Plaza Branch
14222 Culver Drive
Irvine, CA 92604

Toll Free: 1-800-432-1000

Irvine Branch
18622 Macarthur Boulevard
Irvine, CA 92612

Toll Free: 1-800-432-1000

View More Branches Located in Irvine

"CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html)

14477 Culver Drive
Irvine, CA 92604

Toll Free: 1-844-777-2689

18022 Culver Drive
Irvine, CA 92612

Toll Free: 1-844-777-2689

"Use a Certificate of Deposit to maximize your savings for a fixed period of time." (from https://www.calbanktrust.com/business-banking/checking-savings/certificates-of-deposit-cds.html)

Irvine Branch
1900 Main Street, Suite 100
Irvine, CA 92614

Toll Free: (800) 429-7685

"...a safe investment with a fixed interest rate through maturity."

Irvine Barranca Branch
4010 Barranca Parkway, Suite 150
Irvine, CA 92604

Toll Free: 1-800-9CATHAY

Irvine Branch
15323 Culver Drive
Irvine, CA 92604

Toll Free: 1-800-9CATHAY

"With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd)

Barranca And Von Karman Branch
2244 Barranca Pkwy
Irvine, CA 92606

Toll Free: 1-888-342-4273

Barranca Parkway Branch
3978 Barranca Parkway
Irvine, CA 92606

Toll Free: 1-888-342-4273

Campus Branch
4543 Campus Drive
Irvine, CA 92612

Toll Free: 1-888-342-4273

View More Branches Located in Irvine

"Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit)

Irvine Alton Parkway
5511 Alton Parkway
Irvine, CA 92618

Toll Free: 1-800-374-9700

Irvine Branch
3996 Barranca Parkway
Irvine, CA 92606

Toll Free: 1-800-374-9700

Put your money to work for you with a Comerica Fixed Rate CD. This powerful tool will allow you to boost your finances by locking in an interest rate over a specified period of time.(https://www.comerica.com/personal-finance/banking/cds/fixed-rate-cd.html)

Irvine Branch
6540 Irvine Center Dr
Irvine, CA 92618

Toll Free: 800-589-1400

"A CD from East West Bank is a term deposit account that offers a higher rate of interest than a regular savings account."

99 Irvine Walnut Branch
5402 Walnut Avenue
Irvine, CA 92604

Toll Free: 1-888-895-5650

Irvine Branch
19540 Jamboree Rd., Ste 150
Irvine, CA 92612

Toll Free: 1-888-895-5650

Irvine Branch
14845 Jeffrey Road
Irvine, CA 92620

Toll Free: 1-888-895-5650

View More Branches Located in Irvine

"A certificate of deposit (CD) is a low-risk way to invest that's commonly sold by banks and credit unions."

Irvine Branch
17901 Von Karman Avenue, Suite 100
Irvine, CA 92614

Toll Free: 800-809-1377

Certificate of Deposit - "A safe, reliable and surprisingly flexible way to save for the future."

Irvine Branch
18400 Von Karmen Ave, Ste 1100
Irvine, CA 92612

Toll Free: 800.797.6324

"Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/)

Irvine Albertsons Branch
14201 Jeffrey Rd
Irvine, CA 92620

Toll Free: 1-866-283-8092

Irvine Branch
4180 Barranca Parkway
Irvine, CA 92604

Toll Free: 1-866-283-8092

Irvine Yale Avenue Branch
13070 Yale Ave
Irvine, CA 92620

Toll Free: 1-866-283-8092

View More Branches Located in Irvine

"Whether you're a new saver in your 20's or looking to grow your nest egg faster in your 40's, UNIFY offers dividend-earning accounts to bring your personal savings goals within easy reach - one deposit at a time." (from https://www.unifyfcu.com/savings-accounts)

Irvine
4520 Barranca Pkwy
Irvine, CA 92604

Toll Free: 877.254.9328

"With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ )

Irvine Branch
14468 Culver Drive
Irvine, CA 92604

Toll Free: 1-800-869-3557

Irvine Corporate Branch
2540 Main Street
Irvine, CA 92614

Toll Free: 1-800-869-3557

Irvine Spectrum Branch
15771 Rockfield Boulevard
Irvine, CA 92618

Toll Free: 1-800-869-3557

View More Branches Located in Irvine

"Early withdrawal/closure penalties may be assessed when principal is withdrawn from a CD prior to the maturity date."

Irvine Branch
1900 Main Street, Suite 100
Irvine, CA 92614

Toll Free: 1-888-307-3411

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

  • Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
  • Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA

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