California Cities > Gilroy
Gilroy Deposit Provider Listing

List of Banks and Institutions Providing Deposits in Gilroy, California

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Gilroy. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Gilroy area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Deposit Provider Companies

"Find the CD account to help with your savings goal"

Gilroy Branch
7825 Monterey Street
Gilroy, CA 95020

Toll Free: 1-800-432-1000

South Gilroy Branch
7111 Camino Arroyo
Gilroy, CA 95020

Toll Free: 1-800-432-1000

"CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html)

7865 Monterey Street
Gilroy, CA 95020

Toll Free: 1-844-777-2689

"With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd)

Gilroy Branch
1177 First St
Gilroy, CA 95020

Toll Free: 1-888-342-4273

Earn high dividends on larger account balances that are on deposit for terms of 3 to 60 months. Dividends you earn each month can be added to the certificate balance or transferred to a different account without penalties. And, the longer the term, the higher the dividend rate. (from https://www.golden1.com/Savings/TermSavingsCertificate)

Gilroy
8379 Church St
Gilroy, CA 95020

Phone Number: (916) 732-2900

"A fixed term interest bearing account designed for all clients who have $2,500 or more for deposit."

Gilroy Branch
7598 Monterey Street
Gilroy, CA 95020

Toll Free: 1-408-947-6900

"Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/)

Gilroy Safeway Branch
905 First Street
Gilroy, CA 95020

Toll Free: 1-866-283-8092

"With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ )

First And Wren Branch
777 1st Street
Gilroy, CA 95020

Toll Free: 1-800-869-3557

Gilroy Branch
273 East 10th Street
Gilroy, CA 95020

Toll Free: 1-800-869-3557

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

  • Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
  • Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA

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