California Cities > Folsom
Folsom Deposit Provider Listing

Savings Accounts in Folsom | Banks Deposit Rates

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Folsom. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Folsom area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Deposit Provider Companies

"Find the CD account to help with your savings goal"

Empire Ranch Branch
25065 Blue Ravine Road, Suite 100
Folsom, CA 95630

Toll Free: 1-800-432-1000

Folsom Branch
403 East Bidwell Street
Folsom, CA 95630

Toll Free: 1-800-432-1000

Palladio Branch
200 Palladio Pkwy, Suite 2201
Folsom, CA 95630

Toll Free: 1-800-432-1000

"CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html)

1000 East Bidwell Street
Folsom, CA 95630

Toll Free: 1-844-777-2689

"Certificates of Deposits provide the highest return on your insured savings."

Folsom Branch
701 East Bidwell Street
Folsom, CA 95630

Toll Free: 1-866-722-5110

"With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd)

Folsom - Broadstone Branch
2750 E Bidwell Street Ste 400
Folsom, CA 95630

Toll Free: 1-888-342-4273

Folsom Branch
1012-1 Riley Street
Folsom, CA 95630

Toll Free: 1-888-342-4273

"For funds that you're not going to use right away, CDs are a great way to save."

Folsom Branch
1320 East Bidwell Street
Folsom, CA 95630

Toll Free: 1.888.323.4732

Earn high dividends on larger account balances that are on deposit for terms of 3 to 60 months. Dividends you earn each month can be added to the certificate balance or transferred to a different account without penalties. And, the longer the term, the higher the dividend rate. (from https://www.golden1.com/Savings/TermSavingsCertificate)

Prairie City
1860 Prairie City Rd Ste 300
Folsom, CA 95630

Phone Number: (916) 732-2900

Folsom
1117 E Bidwell St
Folsom, CA 95630

Phone Number: (916) 732-2900

Share Certificates - "Similar to a certificate of deposit (CD), secure earnings with a guaranteed return."

Folsom
1300 E Bidwell St Ste 155
Folsom, CA 95630

Phone Number: (916) 817-6140

"High rates & unlimited deposits"

Branch Office
2475 Iron Point Rd Ste 110
Folsom, CA 95630-8755

Phone Number: 1-916-893-1851
Toll Free: 1-800-632-4600

"Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/)

Folsom Branch
521 East Bidwell Street
Folsom, CA 95630

Toll Free: 1-866-283-8092

Folsom Intel Campus Branch
1900 Prairie City Road
Folsom, CA 95630

Toll Free: 1-866-283-8092

Iron Point Gateway Office
2379 Iron Point Rd, Ste 100
Folsom, CA 95630

Toll Free: 1-866-283-8092

View More Branches Located in Folsom

"With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ )

Empire Ranch Branch
25015 Blue Ravine Road
Folsom, CA 95630

Toll Free: 1-800-869-3557

Folsom Branch
1113 East Bidwell Street
Folsom, CA 95630

Toll Free: 1-800-869-3557

Folsom West Branch
13389 Folsom Boulevard, Suite 100
Folsom, CA 95630

Toll Free: 1-800-869-3557

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

  • Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
  • Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA

Logos appearing on this page were obtained from their respective websites by ERATE for the purposes of product comparison or editorial purposes. ERATE is not directly affiliated with or endorsed by the lenders or financial institutions listed here. If you are the owner of the logo and wish for us to remove or change the logo, please contact us.

iPad for Mortgage Rates