California Cities > Encinitas
Encinitas Deposit Provider Listing

List of Banks and Institutions Providing Deposits in Encinitas, California

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Encinitas. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Encinitas area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Current Certificate of Deposit rates in California

Deposit Provider Companies
Bank of America "Find the CD account to help with your savings goal" Rancho Encinitas Branch 1340 Encinitas Boulevard Encinitas, CA 92024 Toll Free: 1-800-432-1000 Bank of America in the News Bank of America Seeks to Patent Crypto Wallet That Works Like Valet Car Key (8/19/19)
California Bank & Trust "Use a Certificate of Deposit to maximize your savings for a fixed period of time." (from https://www.calbanktrust.com/business-banking/checking-savings/certificates-of-deposit-cds.html) Encinitas Branch 135 Saxony Road Encinitas, CA 92024 Toll Free: (800) 429-7685
Chase "With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd) El Camino Real & Leucadia Banking Center 1080 North El Camino Real Encinitas, CA 92024 Toll Free: 1-888-342-4273 Encinitas Branch 105 North El Camino Real Encinitas, CA 92024 Toll Free: 1-888-342-4273
Citibank "Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit) Encinitas 113-A North El Camino Real Encinitas, CA 92024 Toll Free: 1-800-374-9700
Comerica Bank Put your money to work for you with a Comerica Fixed Rate CD. This powerful tool will allow you to boost your finances by locking in an interest rate over a specified period of time.(https://www.comerica.com/personal-finance/banking/cds/fixed-rate-cd.html) Encinitas Branch 110 S. El Camino Real Encinitas, CA 92024 Toll Free: 800-589-1400 Comerica Bank in the News Bank managing Prince's estate punches back against heirs
U.S. Bank "Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/) Encinitas - 131 North El Camino Real Branch 131 N El Camino Real Encinitas, CA 92024 Toll Free: 1-866-283-8092 Encinitas Branch 1074 North El Camino Real Encinitas, CA 92024 Toll Free: 1-866-283-8092 Encinitas Santa Fe Drive Branch 485 Santa Fe Drive Encinitas, CA 92024 Toll Free: 1-866-283-8092
Wells Fargo Bank "With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ ) Encinitas Branch 276a North El Camino Real Encinitas, CA 92024 Toll Free: 1-800-869-3557 North El Camino Real Branch 1048 North El Camino Real Encinitas, CA 92024 Toll Free: 1-800-869-3557 Pacific Station Branch 687 S Coast Highway 101, Suite 151 Encinitas, CA 92024 Toll Free: 1-800-869-3557 Wells Fargo Bank in the News Wells Fargo Customers Report Missed Paychecks Due To Apparent Glitch (3/13/23) A Wells Fargo glitch drained some customer accounts by double-paying their bills online. (1/18/18)
Zions Bank® "Early withdrawal/closure penalties may be assessed when principal is withdrawn from a CD prior to the maturity date." Encinitas Branch 135 Saxony Road Encinitas, CA 92024 Toll Free: 1-888-307-3411

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

• Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
• Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA