California Cities > El Monte
El Monte Deposit Provider Listing

List of Banks and Institutions Providing Deposits in El Monte, California

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in El Monte. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the El Monte area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Deposit Provider Companies

Savings accounts to meet your needs (from https://www.bankofamerica.com/deposits/savings/savings-accounts/)

El Monte Branch
11138 Valley Mall
El Monte, CA 91731

Toll Free: 1-844-375-7027

Midway Center Branch
10426 Lower Azusa Road
El Monte, CA 91731

Toll Free: 1-844-375-7027

"...a safe investment with a fixed interest rate through maturity."

El Monte Office
9650 Flair Drive
El Monte, CA 91731

Toll Free: 1-800-9CATHAY

"With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd)

El Monte Branch
11001 East Valley Mall
El Monte, CA 91731

Toll Free: 1-888-342-4273

Garvey And Valley Branch
12039 Valley Boulevard
El Monte, CA 91732

Toll Free: 1-888-342-4273

Lower Azusa & Santa Anita Banking Center
4749 Santa Anita Avenue
El Monte, CA 91731

Toll Free: 1-888-342-4273

"Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit)

El Monte
11141 Valley Mall Boulevard
El Monte, CA 91731

Toll Free: 1-800-374-9700

"A CD from East West Bank is a term deposit account that offers a higher rate of interest than a regular savings account."

El Monte Branch
9550 Flair Drive
El Monte, CA 91731

Toll Free: 1-888-895-5650

N. El Monte Branch
3920 North Peck Road
El Monte, CA 91734

Toll Free: 1-888-895-5650

East West Bank Centralized Operations Branch
9300 Flair Drive
El Monte, CA 91731

Toll Free: 1-888-895-5650

"With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ )

El Monte Branch
3603 Peck Road
El Monte, CA 91731

Toll Free: 1-800-869-3557

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

  • Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
  • Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA

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