California Cities > El Dorado Hills
El Dorado Hills Deposit Provider Listing

List of Banks and Institutions Providing Deposits in El Dorado Hills, California

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in El Dorado Hills. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the El Dorado Hills area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Current Certificate of Deposit rates in California

Deposit Provider Companies
Bank of America "Find the CD account to help with your savings goal" El Dorado Hills Banking Center Branch 3901 Park Drive, Building A El Dorado Hills, CA 95762 Toll Free: 1-800-432-1000 Bank of America in the News Bank of America Seeks to Patent Crypto Wallet That Works Like Valet Car Key (8/19/19)
Chase "With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd) El Dorado Town Center Bnk Ctr Branch 4363 Town Center Blvd El Dorado Hills, CA 95762 Toll Free: 1-888-342-4273 Green Valley And Francisco Branch 2215 Francisco Dr, Ste 110 El Dorado Hills, CA 95762 Toll Free: 1-888-342-4273
Golden 1 Credit Union Earn high dividends on larger account balances that are on deposit for terms of 3 to 60 months. Dividends you earn each month can be added to the certificate balance or transferred to a different account without penalties. And, the longer the term, the higher the dividend rate. (from https://www.golden1.com/Savings/TermSavingsCertificate) El Dorado Hills 4311 Town Center Blvd Ste 400 El Dorado Hills, CA 95762 Phone Number: (916) 732-2900
Mechanics Bank Certificate of Deposit - "A safe, reliable and surprisingly flexible way to save for the future." El Dorado Hills Branch 4354 Town Center Blvd El Dorado Hills, CA 95762 Toll Free: 800.797.6324
U.S. Bank "Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/) El Dorado Hills Branch 1020 White Rock Road, Bldg E El Dorado Hills, CA 95762 Toll Free: 1-866-283-8092 El Dorado Hills Safeway 2207 Francisco Drive El Dorado Hills, CA 95762 Toll Free: 1-866-283-8092
Wells Fargo Bank "With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ ) El Dorado Hills Raley's Branch 3935 Park Drive El Dorado Hills, CA 95762 Toll Free: 1-800-869-3557 El Dorado Hills Town Center Branch 4355 Town Center Boulevard, Suite 110 El Dorado Hills, CA 95762 Toll Free: 1-800-869-3557 Wells Fargo Bank in the News Wells Fargo Customers Report Missed Paychecks Due To Apparent Glitch (3/13/23) A Wells Fargo glitch drained some customer accounts by double-paying their bills online. (1/18/18)

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

• Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
• Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA