California Cities > El Cerrito
El Cerrito Deposit Provider Listing

List of Banks and Institutions Providing Deposits in El Cerrito, California

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in El Cerrito. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the El Cerrito area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Deposit Provider Companies

"Find the CD account to help with your savings goal"

El Cerrito Branch
10422 San Pablo Avenue
El Cerrito, CA 94530

Toll Free: 1-800-432-1000

"CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html)

11100 San Pablo Avenue
El Cerrito, CA 94530

Toll Free: 1-844-777-2689

"With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd)

El Cerrito Branch
9950 San Pablo Avenue
El Cerrito, CA 94530

Toll Free: 1-888-342-4273

"Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit)

280 El Cerrito Plaza Branch
280 El Cerrito Plaza
El Cerrito, CA 94530

Toll Free: 1-800-374-9700

Certificate of Deposit - "A safe, reliable and surprisingly flexible way to save for the future."

El Cerrito Branch
9996 San Pablo Avenue
El Cerrito, CA 94530

Toll Free: 800.797.6324

"Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/)

El Cerrito Safeway
11450 San Pablo Avenue
El Cerrito, CA 94530

Toll Free: 1-866-283-8092

"With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ )

El Cerrito Plaza Branch
9800 San Pablo Avenue
El Cerrito, CA 94530

Toll Free: 1-800-869-3557

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

  • Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
  • Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA

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