California Cities > Berkeley
Berkeley Deposit Provider Listing

Best CD Rates in Berkeley | Savings, Deposits, IRA, Checking Accounts

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Berkeley. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Berkeley area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Current Certificate of Deposit rates in California

Deposit Provider Companies
Bank of America "Find the CD account to help with your savings goal" Berkeley Main Branch 2129 Shattuck Avenue Berkeley, CA 94704 Toll Free: 1-800-432-1000 Eastshore Branch 2546 San Pablo Avenue Berkeley, CA 94702 Toll Free: 1-800-432-1000 Shattuck-Vine Branch 1536 Shattuck Avenue Berkeley, CA 94709 Toll Free: 1-800-432-1000 View More Branches Located in Berkeley Bank of America in the News Bank of America Seeks to Patent Crypto Wallet That Works Like Valet Car Key (8/19/19)
Bank of the West "CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html) 1480 Shattuck Avenue Berkeley, CA 94709 Toll Free: 1-844-777-2689 2495 Bancroft Way Berkeley, CA 94704 Toll Free: 1-844-777-2689
Chase "With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd) Shattuck And Channing Branch 2390 Shattuck Avenue Berkeley, CA 94720 Toll Free: 1-888-342-4273 Shattuck Branch 2150 Shattuck Avenue Berkeley, CA 94704 Toll Free: 1-888-342-4273 Solano Branch 1870 Solano Ave. Berkeley, CA 94707 Toll Free: 1-888-342-4273
Citibank "Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit) Berkeley Square Branch 2000 Shattuck Avenue Berkeley, CA 94704 Toll Free: 1-800-374-9700
Mechanics Bank Certificate of Deposit - "A safe, reliable and surprisingly flexible way to save for the future." West Berkeley Office 755 Hearst Avenue Berkeley, CA 94710 Toll Free: 800.797.6324 Berkeley Office 2301 Shattuck Avenue Berkeley, CA 94704 Toll Free: 800.797.6324 North Berkeley Branch 1801 Solano Avenue Berkeley, CA 94707 Toll Free: 800.797.6324
Patelco Credit Union Share Certificates - "Similar to a certificate of deposit (CD), secure earnings with a guaranteed return." Berkeley 2033 Shattuck Ave Berkeley, CA 94704 Phone Number: 1-510-649-6012
Wells Fargo Bank "With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ ) Berkeley Main Branch 2144 Shattuck Avenue Berkeley, CA 94704 Toll Free: 1-800-869-3557 Elmwood Branch 2959 College Avenue Berkeley, CA 94705 Toll Free: 1-800-869-3557 North Berkeley Branch 1800 Solano Avenue Berkeley, CA 94707 Toll Free: 1-800-869-3557 View More Branches Located in Berkeley Wells Fargo Bank in the News Wells Fargo Customers Report Missed Paychecks Due To Apparent Glitch (3/13/23) A Wells Fargo glitch drained some customer accounts by double-paying their bills online. (1/18/18)

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

• Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
• Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA