California Cities > Bakersfield
Bakersfield Deposit Provider Listing
Best CD Rates in Bakersfield | Savings Deposits, IRA Accounts
ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Bakersfield. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Bakersfield area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.
Current Certificate of Deposit rates in California
| Deposit Provider Companies |
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"Find the CD account to help with your savings goal"
Bakersfield Main Branch
Toll Free: 1-800-432-1000
Bakersfield Valley Plaza Branch
Toll Free: 1-800-432-1000
College Heights Branch
Toll Free: 1-800-432-1000 View More Branches Located in Bakersfield Bank of America in the News |
"Life is a journey, and we want to help you think ahead. CDs and IRAs are low-risk investments to keep your money safe while planning for the future."
Bakersfield Ming Branch Phone Number: 1-888-454-BANK
Cal Ave Branch Phone Number: 1-888-454-BANK
East Hills Branch Phone Number: 1-888-454-BANK |
"CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html)
5201 California Avenue
Toll Free: 1-844-777-2689 |
"With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd)
Bakersfield Main Branch
Toll Free: 1-888-342-4273
California Avenue Branch
Toll Free: 1-888-342-4273
Coffee Road Branch
Toll Free: 1-888-342-4273 |
"Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit)
Bakersfield-Oswell Branch
Toll Free: 1-800-374-9700
California Avenue Branch
Toll Free: 1-800-374-9700 |
Earn high dividends on larger account balances that are on deposit for terms of 3 to 60 months. Dividends you earn each month can be added to the certificate balance or transferred to a different account without penalties. And, the longer the term, the higher the dividend rate. (from https://www.golden1.com/Savings/TermSavingsCertificate) Bakersfield Phone Number: (916) 732-2900 |
"A certificate of deposit (CD) is a low-risk way to invest that's commonly sold by banks and credit unions."
Bakersfield Home Loan Center
Toll Free: 800-809-1377 |
"Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/)
Bakersfield Branch
Toll Free: 1-866-283-8092 |
"With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ )
Bakersfield Downtown Branch
Toll Free: 1-800-869-3557
Bakersfield-White Lane Branch
Toll Free: 1-800-869-3557
Ming & Haggin Oak Branch
Toll Free: 1-800-869-3557 |
Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.
Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.
- Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
- Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)
Logos appearing on this page were obtained from their respective websites by ERATE for the purposes of product comparison or editorial purposes. ERATE is not directly affiliated with or endorsed by the lenders or financial institutions listed here. If you are the owner of the logo and wish for us to remove or change the logo, please contact us.
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