California Cities > Bakersfield
Bakersfield Deposit Provider Listing

CA CD Rates - Banks in Bakersfield Savings Account, IRA, Money Mkt

ERATE® provides this page to help consumers locate local financial institutions offering Depost/Savings accounts in Bakersfield. Our goal is to provide an extensive network of sources that offer ways for you to protect, save and grow your assets throughout the Bakersfield area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Deposit Provider Companies

Savings accounts to meet your needs (from https://www.bankofamerica.com/deposits/savings/savings-accounts/)

Bakersfield Main Branch
1440 Truxton Avenue
Bakersfield, CA 93301

Toll Free: 1-844-375-7027

Bakersfield Valley Plaza Branch
2708 Ming Ave
Bakersfield, CA 93304

Toll Free: 1-844-375-7027

College Heights Branch
2800 Oswell Street
Bakersfield, CA 93306

Toll Free: 1-844-375-7027

View More Branches Located in Bakersfield

"CDs are a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period." (from https://www.bankofthewest.com/personal-banking/savings-accounts/cd.html)

5201 California Avenue
Bakersfield, CA 93309

Toll Free: 1-844-777-2689

"With a Chase CD, you'll always know exactly what interest rate you'll receive during the term." (from https://www.chase.com/personal/savings/bank-cd)

Bakersfield Main Branch
1515 17th Street
Bakersfield, CA 93301

Toll Free: 1-888-342-4273

California Avenue Branch
4040 California Avenue
Bakersfield, CA 93309

Toll Free: 1-888-342-4273

Coffee Road Branch
6085 Coffee Rd
Bakersfield, CA 93308

Toll Free: 1-888-342-4273

View More Branches Located in Bakersfield

"Certificates of Deposit" "Earn a Guaranteed Rate" (from https://online.citi.com/US/banking/cd-ira/citi.action?ID=certificates-of-deposit)

Bakersfield-Oswell Branch
2525 Oswell St.
Bakersfield, CA 93306

Toll Free: 1-800-374-9700

California Avenue Branch
5554 California Avenue
Bakersfield, CA 93309

Toll Free: 1-800-374-9700

Earn high dividends on larger account balances that are on deposit for terms of 3 to 60 months. Dividends you earn each month can be added to the certificate balance or transferred to a different account without penalties. And, the longer the term, the higher the dividend rate. (from https://www.golden1.com/Savings/TermSavingsCertificate)

Bakersfield
4106 California Ave
Bakersfield, CA 93309

Phone Number: (916) 732-2900

"Savings Accounts and CDs - Start saving smarter. Whether you're starting to look at colleges or thinking about retirement, there are accounts for every stage."(from https://www.usbank.com/savings/)

Bakersfield Branch
4550 Coffee Rd
Bakersfield, CA 93308

Toll Free: 1-866-283-8092

"With a Wells Fargo CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement." (from https://www.wellsfargo.com/savings-cds/certificate-of-deposit/ )

Bakersfield Downtown Branch
1300 22nd Street
Bakersfield, CA 93301

Toll Free: 1-800-869-3557

Bakersfield-White Lane Branch
2100 White Lane
Bakersfield, CA 93304

Toll Free: 1-800-869-3557

Ming & Haggin Oak Branch
9000 Ming Avenue
Bakersfield, CA 93311

Toll Free: 1-800-869-3557

View More Branches Located in Bakersfield

Deposits come in various forms depending on one's amount willing to deposit, and length of time willing to invest.

Often, the hardest part of deciding on and purchasing investment options is understanding the process and the terms. It's no different with CDs. Here, we present a glossary of the CD vocabulary to better explain the product and its advantages and disadvantages.

  • Liquidity: In a savings or checking account, your funds are liquid. This means that you can withdraw as needed without penalties. In a CD, you are placing a certain amount of money in a locked fund. It is not liquid, meaning you cannot withdraw funds without penalty.
  • Term: CDs are defined by the amount of time funds are locked, called terms. CDs are available in many different terms, usually ranging from three months to five years. Over the term your funds accrue interest and are not available for withdrawal without penalties. (continued here)

Current CD Rates in CA

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