- Complete the application packet as indicated.
- Sign and date the application on page 3 as well as the Broker Fee Disclosure, Credit Authorization and Fair Lending Notices.
- Also sign and date page 4 (the addendum page) if needed.
Salaried Applicants:
- One month's current consecutive paystubs.
- W-2's for the most recent two year period.
Self-Employed Applicants: (those who own 25%+ of a business)
- 1040's (Federal Tax Return with all schedules) for the most recent two year period.
- If applicable 1165's (Federal Partnership Return) or 1120's (Federal Corporate Return) both with all schedules for the most recent two year period.
- YTD Profit and Loss Statement.
All Applicants:
- Statements for your investment, checking and savings accounts (including IRA's and 401(k)'s) covering the most recent three month period.
- Rental or investment property owners need to provide current lease agreements or complete prior two years 1040's with schedule E.
- If recently divorced or separated, please provide a copy of the divorce or separation agreement.
- Non-US citizens, please provide a front and back side copy of your green card or visa (either H-1 or L-1).
Applicant's Requesting Cash Out:
- Please provide a letter of explanation regarding your intended use of the funds (i.e. investments, home improvements, college tuition, etc.)
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