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10/1 Adjustable Rate Mortgage (10/1 ARM)

ADJUSTABLE RATE MORTGAGE

10/1 ARM - the rate is fixed for a period of 10 years after which in the 11th year the loan becomes an adjustable rate mortgage (ARM). The adjustable rate is tied to the 1-year treasury index and is added to a pre-determined margin (usually between 2.25-3.0%) to arrive at your new monthly rate. Ask what the margin, life cap and periodic caps of your ARM will be in the 11th year. The loan is fully amortized (or paid off) in 30 years if the normal payment schedule is followed. (Also see anatomy of an ARM for additional information). Sometimes called a 10 and 1.



Current Mortgage Rates - 10 year ARM

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Pennsylvania 10/1 ARM Mortgage Rates Current 10 Year ARM Mortgage Rates - Hawaii Current 10 Year ARM Mortgage Rates - Alaska West Virginia 10 Year ARM Mortgage Rates Virginia 10 Year ARM Mortgage Rates District of Columbia 10 Year ARM Mortgage Rates Maryland 10 Year ARM Mortgage Rates Delaware 10 Year ARM Mortgage Rates New Jersey 10 Year ARM Mortgage Rates Connecticut 10 Year ARM Mortgage Rates Rhode Island 10 Year ARM Mortgage Rates Massachussetts 10 Year ARM Mortgage Rates New Hampshire 10 Year ARM Mortgage Rates Vermont 10 Year ARM Mortgage Rates New Hampshire 10 Year ARM Mortgage Rates Maine Current 10 Year ARM Mortgage Rates Vermont 10 Year ARM Mortgage Rates Current 10 Year ARM Mortgage Rates - New York Current 10 Year ARM Mortgage Rates - Michigan Current Interest Rates - Wisconsin Current 10 Year ARM Mortgage Rates - MINNESOTA OHIO 10 Year ARM Mortgage Rates Current 10 Year ARM Mortgage Rates - Kentucky Current 10 Year ARM Mortgage Rates - Indiana Illinois - Current 10 Year Mortgage Rates Current 10 Year ARM Mortgage Rates - Iowa MO - 10 Year ARM Mortgage Rates Current 10 Year ARM Mortgage Rates - North Carolina South Carolina 10 Year ARM Mortgage Rates Current 10 Year ARM Mortgage Rates - Florida Current 10 Year ARM Mortgage Rates - Georgia Current 10 Year ARM Mortgage Rates - Tennessee Alabama 10 Year ARM Rates Current 10 Year ARM Mortgage Rates - Mississippi Current 10 Year ARM Mortgage Rates - Louisiana Current 10 Year ARM Mortgage Rates - Arkansas Current 10 Year ARM Mortgage Rates - Oklahoma Current 10 Year ARM Mortgage Rates - TEXAS Current 10 Year ARM Mortgage Rates - New Mexico Current 10 Year ARM Mortgage Rates - Arizona Current 10 Year ARM Mortgage Rates - Kansas Current 10 Year ARM Mortgage Rates - Nebraska Current 10 Year ARM Mortgage Rates - Colorado Current 10 Year ARM Mortgage Rates - Wyoming South Dakota 10 Year ARM Mortgage Rates Current 10 Year ARM Mortgage Rates - North Dakota Current Rates - Montana Idaho Current Rates Washington 10 Year ARM Mortgage Rates Current 10 Year ARM Mortgage Rates - Oregon Current 10 Year ARM Mortgage Rates - Utah Current 10 Year ARM Mortgage Rates - Nevada Current 10 Year ARM Mortgage Rates - California




1 Year T-Bill Index History - (Index often used with 10/1 ARM)

  Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2013 0.15 0.16 0.15 0.12 0.12 0.14 0.12 0.13        
2012 0.12 0.16 0.19 0.18 0.19 0.19 0.19 0.18 0.18 0.18 0.18 0.16
2011 0.27 0.29 0.26 0.25 0.19 0.18 0.19 0.11 0.10 0.11 0.11 0.12
2010 0.35 0.35 0.40 0.45 0.37 0.32 0.29 0.26 0.26 0.23 0.25 0.29
2009 0.44 0.62 0.64 0.55 0.50 0.51 0.48 0.46 0.40 0.37 0.31 0.37
2008 2.71 2.05 1.54 1.74 2.05 2.42 2.28 2.18 1.91 1.42 1.07 0.49
2007 5.06 5.05 4.92 4.93 4.91 4.96 4.96 4.47 4.14 4.10 3.50 3.26
2006 4.45 4.68 4.77 4.90 5.00 5.16 5.22 5.08 4.97 5.01 5.01 4.94
2005 2.86 3.03 3.30 3.32 3.33 3.36 3.64 3.87 3.85 4.18 4.33 4.35
2004 1.24 1.24 1.19 1.43 1.78 2.12 2.10 2.02 2.12 2.23 2.50 2.67
2003 1.36 1.30 1.24 1.27 1.18 1.01 1.12 1.31 1.24 1.25 1.34 1.31
2002 2.16 2.23 2.57 2.48 2.35 2.20 1.96 1.76 1.72 1.65 1.49 1.45
2001 4.81 4.68 4.30 3.98 3.78 3.58 3.62 3.47 2.82 2.33 2.18 2.22
2000 6.12 6.22 6.22 6.15 6.33 6.17 6.08 6.18 6.13 6.01 6.09 5.60
1999 4.51 4.70 4.78 4.69 4.85 5.10 5.03 5.19 5.25 5.43 5.55 5.84
1998 5.24 5.31 5.39 5.38 5.44 5.41 5.36 5.21 4.71 4.12 4.53 4.52
1997 5.61 5.53 5.80 5.99 5.87 5.69 5.54 5.56 5.52 5.46 5.46 5.53
1996 5.09 4.94 5.34 5.54 5.64 5.81 5.85 5.85 5.83 5.55 5.42 5.47
1995 7.05 6.70 6.43 6.27 6 5.64 5.59 5.75 5.62 5.59 5.43 5.31
1994 3.54 3.87 4.32 4.82 5.31 5.27 5.48 5.56 5.76 6.11 6.54 7.14
1993 3.50 3.39 3.33 3.24 3.36 3.54 3.47 3.44 3.36 3.39 3.58 3.61
1992 4.15 4.29 4.63 4.30 4.19 4.17 3.6 3.47 3.18 3.30 3.68 3.71
1991 6.64 6.27 6.40 6.24 6.13 6.36 6.31 5.78 5.57 5.53 4.89 4.38
1990 7.92 8.11 8.35 8.40 8.32 8.10 7.94 7.78 7.76 7.55 7.31 7.05
1989 9.05 9.25 9.57 9.36 8.98 8.44 7.89 8.18 8.22 7.99 7.77 7.72
1988 6.99 6.64 6.71 7.01 7.40 7.49 7.75 8.17 8.09 8.11 8.48 8.99
1987 5.78 5.96 6.03 6.5 7 6.8 6.88 7.03 7.67 7.59 6.96 7.17
1986 7.73 7.61 7.03 6.44 6.65 6.73 6.27 5.93 5.77 5.72 5.8 5.87
1985 9.02 9.29 9.86 9.14 8.46 7.8 7.86 8.05 8.07 8.01 7.88 7.68
The chart above is deemed reliable but accuracy is not guaranteed

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Pennsylvania 10/1 ARM Mortgage Rates Current 10 Year ARM Mortgage Rates - Hawaii Current 10 Year ARM Mortgage Rates - Alaska West Virginia 10 Year ARM Mortgage Rates Virginia 10 Year ARM Mortgage Rates District of Columbia 10 Year ARM Mortgage Rates Maryland 10 Year ARM Mortgage Rates Delaware 10 Year ARM Mortgage Rates New Jersey 10 Year ARM Mortgage Rates Connecticut 10 Year ARM Mortgage Rates Rhode Island 10 Year ARM Mortgage Rates Massachussetts 10 Year ARM Mortgage Rates New Hampshire 10 Year ARM Mortgage Rates Vermont 10 Year ARM Mortgage Rates New Hampshire 10 Year ARM Mortgage Rates Maine Current 10 Year ARM Mortgage Rates Vermont 10 Year ARM Mortgage Rates Current 10 Year ARM Mortgage Rates - New York Current 10 Year ARM Mortgage Rates - Michigan Current Interest Rates - Wisconsin Current 10 Year ARM Mortgage Rates - MINNESOTA OHIO 10 Year ARM Mortgage Rates Current 10 Year ARM Mortgage Rates - Kentucky Current 10 Year ARM Mortgage Rates - Indiana Illinois - Current 10 Year Mortgage Rates Current 10 Year ARM Mortgage Rates - Iowa MO - 10 Year ARM Mortgage Rates Current 10 Year ARM Mortgage Rates - North Carolina South Carolina 10 Year ARM Mortgage Rates Current 10 Year ARM Mortgage Rates - Florida Current 10 Year ARM Mortgage Rates - Georgia Current 10 Year ARM Mortgage Rates - Tennessee Alabama 10 Year ARM Rates Current 10 Year ARM Mortgage Rates - Mississippi Current 10 Year ARM Mortgage Rates - Louisiana Current 10 Year ARM Mortgage Rates - Arkansas Current 10 Year ARM Mortgage Rates - Oklahoma Current 10 Year ARM Mortgage Rates - TEXAS Current 10 Year ARM Mortgage Rates - New Mexico Current 10 Year ARM Mortgage Rates - Arizona Current 10 Year ARM Mortgage Rates - Kansas Current 10 Year ARM Mortgage Rates - Nebraska Current 10 Year ARM Mortgage Rates - Colorado Current 10 Year ARM Mortgage Rates - Wyoming South Dakota 10 Year ARM Mortgage Rates Current 10 Year ARM Mortgage Rates - North Dakota Current Rates - Montana Idaho Current Rates Washington 10 Year ARM Mortgage Rates Current 10 Year ARM Mortgage Rates - Oregon Current 10 Year ARM Mortgage Rates - Utah Current 10 Year ARM Mortgage Rates - Nevada Current 10 Year ARM Mortgage Rates - California







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