The mortgage rates listed on our San Francisco mortgage page are among our lowest available.
They are for borrowers with excellent credit and at least 20% equity. If for purposes
of refinancing then these rates assume a no cash out refinance. See the chart
below for our list of assumptions.
Please be aware that your rate may vary due to various factors.
| ASSUMPTIONS | |
|---|---|
| Loan Amount | $333,700 (80% of property value) |
| Property Value | $417,125 (20% equity) |
| Points | ZERO Points or better |
| Property Type | Single Family Residence |
| Property Location | California |
| Occupancy | Owner Occupied |
| Loan Purpose | Refinance current mortgage to get a lower rate |
| Income Documentation | Willing to document source of income |
| Prepayment Penalty | No |
| Credit Quality | Excellent |
| Impounds | Yes |
| Rate Lock Period | 30 days |