ERATE® Refinance Loan Rate Quote in California

Below are a few of today's best rates offered by ERATE®. Refine your search to adjust for your specific scenario. Then choose the rate you wish to lock in and complete the request form.

(Rates Last Updated: 04/20/2018)

APR
Rate
Payment
Points/Fees
Loan Type
Contact details
APR 3.713% Rate 3.625% 45 days rate lock Payment $1,803 per month
0.250 Points
$1,534 Lender Fees
Loan Type 15 Years Fixed
APR 4.301% Rate 4.250% 45 days rate lock Payment $1,230 per month
0.250 Points
$1,534 Lender Fees
Loan Type 30 Years Fixed
APR 3.558% Rate 3.500% 45 days rate lock Payment $1,123 per month
0.375 Points
$1,846 Lender Fees
Loan Type 5 Years ARM
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Payment Detail

  • Estimated Payment
  • Property Taxes (estimated)
  • Homeowner Insurance (estimated)
  • Mortgage Insurance (estimated)
  • Total Payments (estimated)

Loan Fees

  • Underwriting Fee
  • Flood Cert
  • Credit Report Fee
  • Loan Discount Fee ( points)
  • Total Fees

Title, Escrow, and Other Non-Lender Fees

  • Appraisal Fee
  • Escrow Fee
  • Title Insurance
  • Notary Fee
  • Recording Fee
  • Total Non-Lender Fees
Total Fees for Obtaining Loan:

Quote Details

  • Quote ID
  • Date Created
  • Property Value
  • Mortgage Balance
  • Second Mortgage Loan
  • Cash Out Amount
  • Purchase Price
  • Down Payment
  • Loan Amount
  • Loan Product
  • Interest Rate
  • Assumed Lock Days
  • Loan Term
  • Note Due In
  • APR
  • Pre-payment Penalty
  • Lender Paid Insurance

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