ERATE® Purchase Loan Rate Quote in California

Below are a few of today's best rates offered by ERATE®. Refine your search to adjust for your specific scenario. Then choose the rate you wish to lock in and complete the request form.

(Rates Last Updated: 06/19/2018)

APR
Rate
Payment
Points/Fees
Loan Type
Contact details
APR 3.737% Rate 3.625% 45 days rate lock Payment $1,803 per month
0.375 Points
$1,936 Lender Fees
Loan Type 15 Years Fixed
APR 4.325% Rate 4.250% 45 days rate lock Payment $1,230 per month
0.500 Points
$2,249 Lender Fees
Loan Type 30 Years Fixed
APR 3.697% Rate 3.625% 45 days rate lock Payment $1,141 per month
0.500 Points
$2,249 Lender Fees
Loan Type 5 Years ARM
Updating Rates...
Updating Rates...

Loan Fees

  • Lender Fees
  • Underwriting Fee
  • Flood Cert
  • Credit Report Fee
  • Loan Discount Fee ( points)
  • Total Lender Fees
  •  
  • Title, Escrow, and Other Non-Lender Fees
  • Appraisal Fee
  • Escrow Fee
  • Title Insurance
  • Notary Fee
  • Recording Fee
  • Total Non-Lender Fees
  •  
  • Total Fees for Obtaining Loan*:
  • * - Does not include any taxes, hazard insurance or interest that you may owe.
  • 1 - Will be based on the actual property owner's tax rate.
  • 2 - Amount will change based upon the actual homeowner's premium.

Payment Detail

  • Estimated Payment
  • Property Taxes (estimated) 1
  • Homeowner Insurance (estimated) 2
  • Mortgage Insurance (estimated)
  • Total Monthly Payments (estimated)

Quote Details

  • Date Created
  • Property Value
  • Mortgage Balance
  • Second Mortgage Loan
  • Cash Out Amount
  • Purchase Price
  • Down Payment
  • Loan Amount
  • Loan Product
  • Interest Rate
  • Assumed Lock Days
  • Loan Term
  • Note Due In
  • APR

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