Current Home Purchase Mortgage Rates - 30 Years  California Lenders Under 7% for 30 Year Fixed Rate

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 03/29/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.093% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$3,200 Total Fees$800 Lender Fees
30 Years Fixed
6.277% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.625 Points$2,000 Points Fee
$5,200 Total Fees$3,200 Lender Fees
30 Years Fixed
6.499% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.804 Points$2,573 Points Fee
$4,323 Total Fees$1,750 Lender Fees
30 Years Fixed
7.463% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
7.961% APR 7.875% Rate 30 day rate lock $2,321 Payment per month
0.819 Points$2,621 Points Fee
$2,621 Total Fees$0 Lender Fees
30 Years Fixed
6.466% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.712 Points$2,278 Points Fee
$3,162 Total Fees$884 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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