Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 06/09/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.269% APR 6.124% Rate 15 day rate lock $1,945 Payment per month
0.925 Points$2,960 Points Fee
$4,955 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.311% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.345 Points$1,104 Points Fee
$2,154 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.333% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$2,915 Total Fees$115 Lender Fees
 30 Years Fixed
6.357% APR 6.250% Rate 35 day rate lock $1,971 Payment per month
0.697 Points$2,230 Points Fee
$3,625 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.388% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$4,690 Total Fees$3,090 Lender Fees
 30 Years Fixed
6.423% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.506 Points$1,619 Points Fee
$1,619 Total Fees$0 Lender Fees
 30 Years Fixed
6.459% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.568 Points$1,818 Points Fee
$3,054 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.464% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.479% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.658 Points$2,106 Points Fee
$3,501 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.508% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.936 Points$2,995 Points Fee
$4,489 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.518% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.535% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.000 Points$0 Points Fee
$1,495 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.733% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.773 Points$2,474 Points Fee
$3,664 Total Fees$1,190 Lender Fees
 30 Years Fixed
6.766% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.993 Points$3,178 Points Fee
$4,673 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.330% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.845 Points$2,704 Points Fee
$2,704 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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