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The mortgage rates listed on our San Jose mortgage page are among our lowest available.
They are for borrowers with excellent credit and at least 20% equity. If for purposes
of refinancing then these rates assume a no cash out refinance.See the chart
below for our list of assumptions
Please be aware that your rate may vary due to various factors.
| ASSUMPTIONS |
| Loan Amount |
$333,700 (80% of property value) |
| Property Value |
$417,125 (20% equity) |
| Points |
ZERO Points or better |
| Property Type |
Single Family Residence |
| Property Location |
California |
| Occupancy |
Owner Occupied |
| Loan Purpose |
Refinance current mortgage to get a lower rate |
| Income Documentation |
Willing to document source of income |
| Prepayment Penalty |
No |
| Credit Quality |
Excellent |
| Impounds |
Yes |
| Rate Lock Period |
30 days |
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