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Resolve to improve your finances in 2012
Source: Informa Research Services



(12/23/2011) The new year is just around the corner, and you should have your resolutions ready and set to go!  If your resolutions involve improving your personal finances, Informa Research Services has some suggestions to help you successfully reach your goal for next year!

If your focus for 2012 is to improve your savings, be sure to use a high yield savings account along with automatic deposits to maximize your savings efforts.  Using online rate tables is one of the fastest and easiest ways to quickly locate a high yield savings vehicle without visiting each individual bank website and collecting the data yourself.  Furthermore, scheduling automatic transfers from your paycheck or checking account to your dedicated savings account is an easy way to ensure contributions are made regularly.

For homeowners who have a high rate mortgage, a smart resolution for 2012 might be to refinance their current loan with one at a lower rate.  Rates are at historic lows and refinancing your mortgage could easily save you thousands of dollars over the life of your mortgage.  Shopping online for the best rates can save you both time and money, and it requires absolutely no personal information to see the best rates currently being offered in your area.

 

 



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