Home Refinance Loan Ratesin Tennessee

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/08/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.080% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.853 Points$2,730 Points Fee
$7,258 Total Fees$4,528 Lender Fees
 5 Years ARM
6.113% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.870 Points$2,784 Points Fee
$3,972 Total Fees$1,188 Lender Fees
 5 Years ARM
6.187% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.000 Points$0 Points Fee
$2,316 Total Fees$2,316 Lender Fees
 5 Years ARM
6.261% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.827 Points$2,646 Points Fee
$4,641 Total Fees$1,995 Lender Fees
 5 Years ARM
6.375% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.981 Points$3,139 Points Fee
$4,234 Total Fees$1,095 Lender Fees
 5 Years ARM
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6.334% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.886 Points$2,835 Points Fee
$2,835 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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