Refinance Mortgage, Lowest Mortgage Rates - ERATE
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North CarolinaRefinance Rates30 Year Fixed Conforming

State: Purpose:
Loan Amount:
$
Loan Type: Points:
Mortgage
lenders		PaymentMortgage RatesAprPointsFeesLock
(Days)		Last Update
AimLoan.com - A Direct Lender
Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7!
$1043.29 4.750% 4.837% 0.000 $1995 30 03/16/2010
AimLoan.com - A Direct Lender
Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7!
$1028.28 4.625% 4.798% 0.991 $1995 30 03/16/2010
Bank of America
Bank of America Home Loans
$1104.41 5.250% 5.333% 0.125 $1400 60 03/16/2010
Nationwide Bank
Nationwide Bank Mortgage Offers Competitive Rates - Apply Now!
$1073.64 5.000% 5.072% 0.000 $1217 45 03/16/2010
Flagstar Direct
Get The Special Attention That Your Loan Deserves at Flagstar Direct!
$1094.76 5.172% 5.225% 0.000 $1200 30 03/16/2010
Nationwide Bank
Nationwide Bank Mortgage Offers Competitive Rates - Apply Now!
$1058.42 4.875% 5.013% 0.750 $1217 45 03/16/2010
Flagstar Direct
Get The Special Attention That Your Loan Deserves at Flagstar Direct!
$1072.42 4.990% 5.132% 1.000 $1200 30 03/16/2010
Bank of America
Bank of America Home Loans
$1058.42 4.875% 5.124% 2.000 $1400 60 03/16/2010
Flagstar Direct
Get The Special Attention That Your Loan Deserves at Flagstar Direct!
$1045.35 4.767% 4.997% 2.000 $1200 30 03/16/2010
Quicken Loans
Rates are low! Take advantage and refi now!
$1058.42 4.875% 5.034% 1.000 $1600 45 03/16/2010
Quicken Loans
Rates are low! Take advantage and refi now!
$1088.97 5.125% 5.220% 0.000 $2121 45 03/16/2010
Amerisave
Billions Funded. Direct Lender. Close in 10 days.
$1058.42 4.875% 5.021% 1.480 $3315 30 03/16/2010
Amerisave
Billions Funded. Direct Lender. Close in 10 days.
$1073.64 5.000% 5.098% 0.924 $2203 30 03/16/2010
Amerisave
Billions Funded. Direct Lender. Close in 10 days.
$1104.41 5.250% 5.326% 0.000 $1689 30 03/16/2010
ABBA First Mortgage, Inc.
Doing business HIS way for you every day. NO points! No origination fees!
$1028.28 4.625% 4.779% 1.375 $795 30 03/16/2010
Total Mortgage Services LLC
Lower rates for lower loan-to-values and credit scores 740+!
$1058.42 4.875% 4.905% 0.000 $695 30 03/16/2010
Total Mortgage Services LLC
Lower rates for lower loan-to-values and credit scores 740+!
$1013.37 4.500% 4.704% 2.000 $695 30 03/16/2010
Total Mortgage Services LLC
Lower rates for lower loan-to-values and credit scores 740+!
$1043.29 4.750% 4.868% 1.000 $695 30 03/16/2010
ABBA First Mortgage, Inc.
Doing business HIS way for you every day. NO points! No origination fees!
$998.57 4.375% 4.626% 2.500 $795 30 03/16/2010
ABBA First Mortgage, Inc.
Doing business HIS way for you every day. NO points! No origination fees!
$1043.29 4.750% 4.817% 0.375 $795 30 03/16/2010
Wells Fargo
$1088.97 5.125% 5.219% 0.000 $2100 60 03/12/2010
Wells Fargo
$1028.28 4.625% 4.893% 2.000 $2100 60 03/12/2010
Wells Fargo
$1058.42 4.875% 5.057% 1.000 $2100 60 03/12/2010
 


Fixed Rate Mortgages and No Closing Costs Refinance Mortgage

A fixed rate mortgage, like the name implies, maintains the same interest rate throughout the entire life of the loan. Borrowers can get this fixed rate mortgage usually in 10, 15, or 30 year terms. The 30-year fixed-rate mortgage is particularly good for the homebuyer who wishes to know how much the house payment will be every month; the payment is lower than other mortgage options and never varies from month to month. Borrowers pay down the actual loan (principal) and interest, building equity over time. The 30-year fixed-rate mortgage is particularly useful and helpful for homeowners who plan to live in the home for 10 years or more.

Largest Cities in North Carolina:

Apex
Asheboro
Asheville
Burlington
Carrboro
Cary
Chapel Hill
Charlotte
Clemmons
Concord

Cornelius
Durham
Elizabeth City
Fayetteville
Fort Bragg
Garner
Gastonia
Goldsboro
Greensboro
Greenville

Havelock
Hickory
High Point
Holly Springs
Huntersville
Indian Trail
Jacksonville
Kannapolis
Kernersville
Kinston

Lenoir
Lexington
Lumberton
Masonboro
Matthews
Monroe
Mooresville
Morganton
New Bern
Raleigh

Rocky Mount
Salisbury
Sanford
Shelby
Statesville
Thomasville
Wake Forest
Wilmington
Wilson
Winston-Salem


Informa Research Services, Inc.

The rate information on this page is powered by Informa Research Services, Inc. © 2010. This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention Erate.com to ensure you receive the preferred Internet rate. Contact links@informars.com to have your rates included in this chart.

Disclaimer
Fixed Rate Mortgage/Adjustable Rate Mortgage Conforming
   APR's are based on a $200,000 loan for a purchase transaction
   of an owner occupied, single-family residence with an 80% loan-to-value ratio (97% LTV for FHA’s).
   Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice.
Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be
sold on the secondary market with no prepayment penalties nor negative amortization.

Fixed Rate Mortgage/Adjustable Rate Mortgage Jumbo
   Rates and fees are based on a $450,000 loan for a purchase transaction
   of an owner occupied, single-family residence with an 70% loan-to-value ratio.
   Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice.
Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be
sold on the secondary market with no prepayment penalties nor negative amortization.

   

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