Home Refinance Loan Ratesin Michigan

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Michigan and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/08/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.276% APR 6.124% Rate 15 day rate lock $1,945 Payment per month
0.999 Points$3,197 Points Fee
$5,192 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.315% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.341 Points$1,091 Points Fee
$2,279 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.344% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$3,175 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.375% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$4,250 Total Fees$2,650 Lender Fees
 30 Years Fixed
6.404% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.861 Points$2,755 Points Fee
$9,555 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.464% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.487% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.738 Points$2,362 Points Fee
$3,757 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.518% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.597% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.543 Points$1,738 Points Fee
$3,232 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.662% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.380 Points$1,216 Points Fee
$1,216 Total Fees$0 Lender Fees
 30 Years Fixed
6.864% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.703 Points$2,250 Points Fee
$3,745 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.331% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.857 Points$2,742 Points Fee
$2,742 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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