Refinance Mortgage, Lowest Mortgage Rates - ERATE
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Refinance Mortgage Rates
30 Year Fixed Conforming - $200,000.00
Michigan
AMERICA'S CURRENT MORTGAGE RATES

MichiganRefinance Rates30 Year Fixed Conforming

State: Purpose:
Loan Amount:
$
Loan Type: Points:
Mortgage Lenders Payment Mortgage
Rates 		APR Points Fees Lock
(Days) 		Last
Update
Countrywide Home Loans
 $1,135.58 5.500% 5.739% 2.000 $1175 30 05/09/2008
Countrywide Home Loans
 $1,167.15 5.750% 5.898% 1.000 $1175 30 05/09/2008
Countrywide Home Loans
 $1,199.10 6.000% 6.055% 0.000 $1175 30 05/09/2008
Wells Fargo
 $1,215.22 6.125% 6.184% 0.125 $700 60 05/09/2008
GMAC Mortgage
 $1,231.43 6.250% 6.335% 0.250 $1225 60 05/09/2008
Citibank Mortgage
 $1,215.22 6.125% 6.225% 0.250 $809 60 05/09/2008
National City Mortgage
 $1,231.43 6.250% 6.299% 0.000 $1034 60 05/08/2008

30 Years Fixed Rate Survey and No Closing Costs Loans

Fixed-rate mortgages usually fall into two types: 15-year and 30-year mortgages. The 30-year fixed-rate mortgage helps keep payments low and steady by paying down the loan over an extended time period of 30 years. This mortgage translates into monthly payments that cover principal, or the actual loan, plus interest. Since the interest rate is fixed over the loan’s time period, payments never change. Thirty-year fixed-rate mortgages are a classic and secure option.

Largest Cities in Michigan:

Ann Arbor
Battle Creek
Bay City
Bloomfield Township
Burton
Canton
Clinton
Dearborn
Dearborn Heights
Detroit

East Lansing
Eastpointe
Farmington Hills
Flint
Garden City
Grand Rapids
Holland
Inkster
Jackson
Kalamazoo

Kentwood
Lansing
Lincoln Park
Livonia
Madison Heights
Midland
Muskegon
Novi
Oak Park
Plymouth Township

Pontiac
Port Huron
Portage
Redford
Rochester Hills
Roseville
Royal Oak
Saginaw
Saint Clair Shores
Shelby

Southfield
Southgate
Sterling Heights
Taylor
Troy
Warren
Waterford
West Bloomfield Township
Westland
Wyoming



Informa Research Services, Inc.

The rate information on this page is powered by Informa Research Services, Inc. © 2008. This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention Erate.com to ensure you receive the preferred Internet rate. Contact pduncan@informars.com to have your rates included in this chart.

Disclaimer
Fixed Rate Mortgage/Adjustable Rate Mortgage Conforming
   Rates and fees are quoted on a $200,000 loan for a purchase transaction
   of an owner occupied, single-family residence with an 80% loan-to-value ratio.
   Rates are subject to change without notice.

Fixed Rate Mortgage/Adjustable Rate Mortgage Jumbo
   Rates and fees are quoted on a $450,000 loan for a purchase transaction
   of an owner occupied, single-family residence with an 80% loan-to-value ratio.
   Rates are subject to change without notice.

“Are you searching for a loan amount of more than $417,000? Please be aware that recent legislation allows lenders to offer conforming loan rates at a higher loan amount limit based on the county the property is located. For details about the new conforming loan limits, click here.



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