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Home Refinance Loan Ratesin Maryland
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 06/09/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.276% APR | 6.124% Rate 15 day rate lock | $1,945 Payment per month |
0.999 Points$3,197 Points Fee
|
$5,192 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.310% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.335 Points$1,072 Points Fee
|
$2,122 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.336% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.525 Points$1,680 Points Fee
|
$2,905 Total Fees$1,225 Lender Fees
|
30 Years Fixed | |
|
6.350% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.721 Points$2,307 Points Fee
|
$3,402 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.355% APR | 6.250% Rate 35 day rate lock | $1,971 Payment per month |
0.678 Points$2,170 Points Fee
|
$3,565 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.425% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.522 Points$1,670 Points Fee
|
$1,670 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.451% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.798 Points$2,554 Points Fee
|
$2,554 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.464% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.479% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,495 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
|
6.487% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.738 Points$2,362 Points Fee
|
$3,757 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.518% APR | 6.375% Rate 45 day rate lock | $1,997 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.530% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.781 Points$2,499 Points Fee
|
$5,346 Total Fees$2,847 Lender Fees
|
30 Years Fixed | |
|
6.597% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.543 Points$1,738 Points Fee
|
$3,232 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.864% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.703 Points$2,250 Points Fee
|
$3,745 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Discover multiple refinance options | ||||||
ADVERTISEMENT
| Low rates, quick quote & approval | ||||||
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| Refinance to lower your rate | ||||||
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| Refi from your sofa. It’s surprisingly simple. | ||||||
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| Proud to help you find the home loan of your future | ||||||
PENNYMAC |
6.329% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.835 Points$2,672 Points Fee
|
$2,672 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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