Refinance Mortgage, Lowest Mortgage Rates - ERATE
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MarylandRefinance Rates15 Year Fixed Conforming

State: Purpose:
Loan Amount:
$
Loan Type: Points:
Mortgage
lenders		PaymentMortgage RatesAprPointsFeesLock
(Days)		Last Update
AimLoan.com - A Direct Lender
Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7!
$1466.88 3.875% 4.143% 0.804 $1995 30 03/19/2010
AimLoan.com - A Direct Lender
Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7!
$1491.94 4.125% 4.274% 0.000 $1995 30 03/19/2010
AimLoan.com - A Direct Lender
Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7!
$1454.44 3.750% 4.145% 1.650 $1995 30 03/19/2010
Bank of America
Bank of America Home Loans
$1504.56 4.250% 4.559% 1.250 $1400 60 03/19/2010
Mortgage Capital Associates
$1504.56 4.250% 4.321% 0.000 $950 30 03/18/2010
Bank of America
Bank of America Home Loans
$1517.24 4.375% 4.571% 0.500 $1400 60 03/19/2010
Quicken Loans
Rates are low! Take advantage and refi now!
$1504.56 4.250% 4.521% 1.000 $1600 45 03/19/2010
CenturyPoint Mortgage
We make mortgages easy! Certified Upfront Lender, FDIC-insured bank.
$1479.38 4.000% 4.347% 1.750 $425 30 03/19/2010
CenturyPoint Mortgage
We make mortgages easy! Certified Upfront Lender, FDIC-insured bank.
$1504.56 4.250% 4.385% 0.375 $425 30 03/19/2010
Quicken Loans
Rates are low! Take advantage and refi now!
$1529.99 4.500% 4.620% 0.000 $1600 45 03/19/2010
CenturyPoint Mortgage
We make mortgages easy! Certified Upfront Lender, FDIC-insured bank.
$1491.94 4.125% 4.418% 1.375 $425 30 03/19/2010
Ability Mortgage Group
A+ Rating Better Business Bureau. No Lock Fee. Fast Quotes!
$1504.56 4.250% 4.325% 0.000 $1000 30 03/20/2010
Amerisave
Billions Funded. Direct Lender. Close in 10 days.
$1491.94 4.125% 4.425% 1.865 $585 30 03/19/2010
Amerisave
Billions Funded. Direct Lender. Close in 10 days.
$1504.56 4.250% 4.374% 0.625 $585 30 03/19/2010
Amerisave
Billions Funded. Direct Lender. Close in 10 days.
$1517.24 4.375% 4.499% 0.000 $585 30 03/19/2010
American United Mortgage Corporation
The Wall Street Journal Reports We Have The Most Competitive Rates!
$1466.88 3.875% 4.364% 1.750 $2995 35 03/20/2010
American United Mortgage Corporation
The Wall Street Journal Reports We Have The Most Competitive Rates!
$1479.38 4.000% 4.287% 0.000 $2495 35 03/20/2010
 

With 15-year fixed-rate mortgages the interest rate stays the same over the life of the loan, meaning steady and unchanging payments month to month. Borrowers pay principal towards the actual loan amount, and interest on that loan, which is tax-deductible. As principal is paid over time, homeowners build equity in their home. With normal payments, the loan is fully amortized (paid off) in 15 years. These mortgages are a popular option, allowing easy budgeting, quickly building equity, and less interest over time. Drawbacks are higher monthly payments.

Largest Cities in Maryland:


Annapolis
Arnold
Aspen Hill
Baltimore
Bel Air North
Bel Air South
Bethesda
Bowie
Carney
Catonsville

Chillum
Clinton
Columbia
Crofton
Dundalk
Eldersburg
Elkridge
Ellicott City
Essex
Frederick

Gaithersburg
Germantown
Glen Burnie
Greater Upper Marlboro
Hagerstown
Milford Mill
Montgomery Village
North Bethesda
North Potomac
Odenton

Olney
Owings Mills
Oxon Hill-Glassmanor
Parkville
Perry Hall
Pikesville
Potomac
Randallstown
Rockville
Saint Charles

Salisbury
Severn
Severna Park
Silver Spring
South Gate
Suitland-Silver Hill
Towson
Waldorf
Wheaton-Glenmont
Woodlawn


Informa Research Services, Inc.

The rate information on this page is powered by Informa Research Services, Inc. © 2010. This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention Erate.com to ensure you receive the preferred Internet rate. Contact links@informars.com to have your rates included in this chart.

Disclaimer
Fixed Rate Mortgage/Adjustable Rate Mortgage Conforming
   APR's are based on a $200,000 loan for a purchase transaction
   of an owner occupied, single-family residence with an 80% loan-to-value ratio (97% LTV for FHA’s).
   Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice.
Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be
sold on the secondary market with no prepayment penalties nor negative amortization.

Fixed Rate Mortgage/Adjustable Rate Mortgage Jumbo
   Rates and fees are based on a $450,000 loan for a purchase transaction
   of an owner occupied, single-family residence with an 70% loan-to-value ratio.
   Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice.
Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be
sold on the secondary market with no prepayment penalties nor negative amortization.

   

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