Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 06/08/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.144% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.940 Points$3,008 Points Fee
$5,003 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.276% APR 6.124% Rate 15 day rate lock $1,945 Payment per month
0.999 Points$3,197 Points Fee
$5,192 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.388% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$4,690 Total Fees$3,090 Lender Fees
 30 Years Fixed
6.404% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.861 Points$2,755 Points Fee
$9,555 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.443% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.715 Points$2,288 Points Fee
$2,288 Total Fees$0 Lender Fees
 30 Years Fixed
6.464% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.487% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.738 Points$2,362 Points Fee
$3,757 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.518% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.597% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.543 Points$1,738 Points Fee
$3,232 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.662% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.380 Points$1,216 Points Fee
$1,216 Total Fees$0 Lender Fees
 30 Years Fixed
6.745% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.904 Points$2,893 Points Fee
$4,083 Total Fees$1,190 Lender Fees
 30 Years Fixed
6.864% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.703 Points$2,250 Points Fee
$3,745 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.338% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.927 Points$2,966 Points Fee
$2,966 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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