Refinance Mortgage, Lowest Mortgage Rates - ERATE
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Refinance Mortgage Rates
30 Year Fixed Conforming - $200,000.00
Idaho
AMERICA'S CURRENT MORTGAGE RATES

IdahoRefinance Rates30 Year Fixed Conforming

State: Purpose:
Loan Amount:
$
Loan Type: Points:
Mortgage Lenders Payment Mortgage
Rates 		APR Points Fees Lock
(Days) 		Last
Update
Countrywide Home Loans
 $1,135.58 5.500% 5.739% 2.000 $1175 30 05/09/2008
Countrywide Home Loans
 $1,167.15 5.750% 5.898% 1.000 $1175 30 05/09/2008
Countrywide Home Loans
 $1,199.10 6.000% 6.055% 0.000 $1175 30 05/09/2008
Wells Fargo
 $1,215.22 6.125% 6.184% 0.125 $700 60 05/09/2008
GMAC Mortgage
 $1,231.43 6.250% 6.335% 0.250 $1225 60 05/09/2008
Citibank Mortgage
 $1,215.22 6.125% 6.225% 0.250 $809 60 05/09/2008
National City Mortgage
 $1,231.43 6.250% 6.299% 0.000 $1034 60 05/08/2008



Additional Current 30 Years Fixed Rate Survey and No Closing Costs Loans

The interest rate and monthly mortgage payment on a 30-year fixed-rate mortgage remain the same throughout the entire life of the loan, accounting in part for their large popularity. Borrowers with this mortgage pay an unchanging amount of principal (the actual loan amount) and interest every month, building equity over time. The main advantage of a fixed-rate mortgage is that the borrower knows exactly what their monthly costs will be until the entire mortgage has been completely paid out. The main disadvantage is that the borrower pays higher amounts of interest over the life of the loan.

Largest Cities in Idaho:

American Falls
Ammon
Blackfoot
Boise City
Bonners Ferry
Buhl
Burley
Caldwell
Chubbuck
Coeur d’Alene

Eagle
Emmett
Fort Hall
Fruitland
Garden City
Gooding
Grangeville
Hailey
Hayden
Heyburn

Homedale
Idaho Falls
Jerome
Ketchum
Kimberly
Kuna
Lewiston
Meridian
Middleton
Moscow

Mountain Home
Mountain Home AFB
Nampa
Orofino
Payette
Pocatello
Post Falls
Preston
Rathdrum
Rexburg

Rigby
Rupert
Saint Anthony
Salmon
Sandpoint
Shelley
Soda Springs
Star
Twin Falls
Weiser



Informa Research Services, Inc.

The rate information on this page is powered by Informa Research Services, Inc. © 2008. This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention Erate.com to ensure you receive the preferred Internet rate. Contact pduncan@informars.com to have your rates included in this chart.

Disclaimer
Fixed Rate Mortgage/Adjustable Rate Mortgage Conforming
   Rates and fees are quoted on a $200,000 loan for a purchase transaction
   of an owner occupied, single-family residence with an 80% loan-to-value ratio.
   Rates are subject to change without notice.

Fixed Rate Mortgage/Adjustable Rate Mortgage Jumbo
   Rates and fees are quoted on a $450,000 loan for a purchase transaction
   of an owner occupied, single-family residence with an 80% loan-to-value ratio.
   Rates are subject to change without notice.

“Are you searching for a loan amount of more than $417,000? Please be aware that recent legislation allows lenders to offer conforming loan rates at a higher loan amount limit based on the county the property is located. For details about the new conforming loan limits, click here.



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