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GeorgiaRefinance Rates30 Year Fixed Conforming

State: Purpose:
Loan Amount:
$
Loan Type: Points:
Mortgage
lenders		PaymentMortgage RatesAprPointsFeesLock
(Days)		Last Update
AimLoan.com - A Direct Lender
Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7!
$1013.37 4.500% 4.721% 1.548 $1995 30 03/19/2010
AimLoan.com - A Direct Lender
Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7!
$1028.28 4.625% 4.790% 0.900 $1995 30 03/19/2010
AimLoan.com - A Direct Lender
Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7!
$1043.29 4.750% 4.837% 0.000 $1995 30 03/19/2010
Flagstar Direct
Get The Special Attention That Your Loan Deserves at Flagstar Direct!
$1095.14 5.175% 5.229% 0.000 $1200 30 03/19/2010
Nationwide Bank
Nationwide Bank Mortgage Offers Competitive Rates - Apply Now!
$1058.42 4.875% 5.024% 0.875 $1217 45 03/19/2010
Flagstar Direct
Get The Special Attention That Your Loan Deserves at Flagstar Direct!
$1045.83 4.771% 5.001% 2.000 $1200 30 03/19/2010
Bank of America
Bank of America Home Loans
$1058.42 4.875% 5.102% 1.750 $1400 60 03/19/2010
Flagstar Direct
Get The Special Attention That Your Loan Deserves at Flagstar Direct!
$1068.03 4.954% 5.096% 1.000 $1200 30 03/19/2010
Nationwide Bank
Nationwide Bank Mortgage Offers Competitive Rates - Apply Now!
$1073.64 5.000% 5.083% 0.125 $1217 45 03/19/2010
Bank of America
Bank of America Home Loans
$1088.97 5.125% 5.275% 0.875 $1400 60 03/19/2010
CapWest Mortgage Corp
102 Year Old, Family-Owned National Bank. Get Quote Over Phone In Minutes.
$1058.42 4.875% 4.909% 0.000 $749 30 03/19/2010
CenturyPoint Mortgage
We make mortgages easy! Certified Upfront Lender, FDIC-insured bank.
$1058.42 4.875% 4.989% 0.750 $425 30 03/19/2010
CenturyPoint Mortgage
We make mortgages easy! Certified Upfront Lender, FDIC-insured bank.
$1073.64 5.000% 5.078% 0.250 $425 30 03/19/2010
CapWest Mortgage Corp
102 Year Old, Family-Owned National Bank. Get Quote Over Phone In Minutes.
$1043.29 4.750% 4.870% 1.000 $749 30 03/19/2010
Quicken Loans
Rates are low! Take advantage and refi now!
$1088.97 5.125% 5.220% 0.000 $2121 45 03/19/2010
Quicken Loans
Rates are low! Take advantage and refi now!
$1058.42 4.875% 5.034% 1.000 $1600 45 03/19/2010
G Squared Financial
$1013.37 4.500% 4.702% 0.875 $2900 30 03/19/2010
Eagle Lending Corp.
Committed to personal service, the lowest rates and least fees!
$1028.28 4.625% 4.829% 1.500 $350 45 03/19/2010
G Squared Financial
$983.88 4.250% 4.605% 2.500 $3200 30 03/19/2010
Amerisave
Billions Funded. Direct Lender. Close in 10 days.
$1058.42 4.875% 5.026% 1.450 $585 30 03/19/2010
G Squared Financial
$1043.29 4.750% 4.855% 0.000 $2400 30 03/19/2010
Amerisave
Billions Funded. Direct Lender. Close in 10 days.
$1104.41 5.250% 5.333% 0.000 $585 30 03/19/2010
Eagle Lending Corp.
Committed to personal service, the lowest rates and least fees!
$1043.29 4.750% 4.855% 0.500 $350 45 03/19/2010
Amerisave
Billions Funded. Direct Lender. Close in 10 days.
$1073.64 5.000% 5.105% 0.930 $585 30 03/19/2010
American United Mortgage Corporation
The Wall Street Journal Reports We Have The Most Competitive Rates!
$1028.28 4.625% 4.881% 0.000 $2996 35 03/19/2010
Total Mortgage Services LLC
Lower rates for lower loan-to-values and credit scores 740+!
$1013.37 4.500% 4.704% 2.000 $695 30 03/19/2010
American United Mortgage Corporation
The Wall Street Journal Reports We Have The Most Competitive Rates!
$1013.37 4.500% 4.762% 1.501 $2995 35 03/19/2010
Total Mortgage Services LLC
Lower rates for lower loan-to-values and credit scores 740+!
$1043.29 4.750% 4.868% 1.000 $695 30 03/19/2010
Total Mortgage Services LLC
Lower rates for lower loan-to-values and credit scores 740+!
$1058.42 4.875% 4.905% 0.000 $695 30 03/19/2010
 

Georgia fixed rate mortgages usually fall into two types: 15-year and 30-year mortgages. The 30 year fixed rate mortgage helps keep payments low and steady by paying down the loan over an extended time period of 30 years. This mortgage translates into monthly payments that cover principal, or the actual loan, plus interest. Since the interest rate is fixed over the mortgages time period, payments never change. Borrowers with good credit have the option to refinance over the life of the loan, securing a lower interest rate that decreases monthly payments.
Best 30 Years Mortgage Rate and No Closing Costs Loan

Largest Cities in Georgia:

Acworth
Albany
Alpharetta
Athens-Clarke
Athens-Clarke County
Atlanta
Augusta-Richmond
Augusta-Richmond County
Belvedere Park
Candler-MacAfee

Canton
Carrollton
Cartersville
Columbus
Dalton
Douglasville
Duluth
Dunwoody
East Point
Evans

Forest Park
Gainesville
Griffin
Hinesville
Kennesaw
LaGrange
Lawrenceville
Mableton
MacDonough
Macon

Marietta
Martinez
Milledgeville
Newnan
North Atlanta
North Druid Hills
Peachtree City
Redan
Rome
Roswell

Sandy Springs
Savannah
Smyrna
Snellville
Statesboro
Thomasville
Tucker
Valdosta
Warner Robins
Woodstock

A fixed rate mortgage, like the name implies, maintains the same interest rate throughout the entire life of the loan. The 30-year fixed-rate mortgage is particularly good for the homebuyer who wishes to know how much the house payment will be every month; the payment is lower than the 15 year fixed mortage and 20 year fixed rate mortgage options and never varies from month to month. Borrowers pay down the actual loan (principal) and interest, building equity over time. Over time, a refinance mortgage allows homeowners to replace the existing loan with a lower-interest-rate loan, and access cash from available home equity.


Informa Research Services, Inc.

The rate information on this page is powered by Informa Research Services, Inc. © 2010. This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention Erate.com to ensure you receive the preferred Internet rate. Contact links@informars.com to have your rates included in this chart.

Disclaimer
Fixed Rate Mortgage/Adjustable Rate Mortgage Conforming
   APR's are based on a $200,000 loan for a purchase transaction
   of an owner occupied, single-family residence with an 80% loan-to-value ratio (97% LTV for FHA’s).
   Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice.
Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be
sold on the secondary market with no prepayment penalties nor negative amortization.

Fixed Rate Mortgage/Adjustable Rate Mortgage Jumbo
   Rates and fees are based on a $450,000 loan for a purchase transaction
   of an owner occupied, single-family residence with an 70% loan-to-value ratio.
   Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice.
Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be
sold on the secondary market with no prepayment penalties nor negative amortization.

   

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