Refinance Mortgage, Lowest Mortgage Rates - ERATE
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GeorgiaRefinance Rates30 Year Fixed Conforming

Mortgage
lenders
PaymentMortgage RatesAprPointsFeesLock
(Days)
Last Update
Quicken Loans
Rates are low! Take advantage and refi now!
$1043.29 4.750% 4.908% 1.000 $1600 45 11/20/2009
Quicken Loans
Rates are low! Take advantage and refi now!
$1073.64 5.000% 5.071% 0.000 $1600 45 11/20/2009
Amerisave
$1043.29 4.750% 4.918% 1.634 $0 30 11/20/2009
Amerisave
$1104.41 5.250% 5.335% 0.000 $0 30 11/20/2009
Amerisave
$1058.42 4.875% 4.975% 0.861 $0 30 11/20/2009
WriteaLoan.com
$1043.29 4.750% 4.809% 0.000 $1360 30 11/19/2009
WriteaLoan.com
$1013.37 4.500% 4.621% 0.720 $1360 30 11/19/2009
AimLoan.com - A Direct Lender
Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7!
$1043.29 4.750% 4.837% 0.000 $1995 30 11/20/2009
American United Mortgage Corporation
The Wall Street Journal Reports We Have The Most Competitive Rates!
$998.57 4.375% 4.503% 0.501 $1995 35 11/20/2009
AimLoan.com - A Direct Lender
Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7!
$998.57 4.375% 4.616% 1.789 $1995 30 11/20/2009
G Squared Financial
$998.57 4.375% 4.577% 0.750 $3200 30 11/20/2009
Nationwide Mortgage Lending Group
Apply online! Call today to speak to one of our experienced loan officers.
$998.57 4.375% 4.521% 1.125 $1155 30 11/20/2009
American United Mortgage Corporation
The Wall Street Journal Reports We Have The Most Competitive Rates!
$1013.37 4.500% 4.724% 0.000 $2995 35 11/20/2009
Nationwide Mortgage Lending Group
Apply online! Call today to speak to one of our experienced loan officers.
$1013.37 4.500% 4.743% 1.990 $1595 30 11/20/2009
G Squared Financial
$983.88 4.250% 4.539% 1.750 $3200 30 11/20/2009
AimLoan.com - A Direct Lender
Certified Upfront Lender! Online Good Faith Est! Apply & Lock Rate 24/7!
$1028.28 4.625% 4.761% 0.562 $1995 30 11/20/2009
G Squared Financial
$1028.28 4.625% 4.764% 0.000 $3200 30 11/20/2009
American United Mortgage Corporation
The Wall Street Journal Reports We Have The Most Competitive Rates!
$983.88 4.250% 4.596% 1.501 $2995 35 11/20/2009
Nationwide Mortgage Lending Group
Apply online! Call today to speak to one of our experienced loan officers.
$1058.42 4.875% 5.007% 0.500 $1995 30 11/20/2009
Wells Fargo
$1043.29 4.750% 4.930% 1.000 $2100 60 11/18/2009
Wells Fargo
$1028.28 4.625% 4.893% 2.000 $2100 60 11/18/2009
Chase
$1043.29 4.750% 4.999% 2.000 $1625 60 11/18/2009
Chase
$1058.42 4.875% 5.035% 1.000 $1625 60 11/18/2009
Chase
$1088.97 5.125% 5.197% 0.000 $1625 60 11/18/2009
Wells Fargo
$1088.97 5.125% 5.219% 0.000 $2100 60 11/18/2009
No Closing Cost Refinance Rate Quotes
 
 

Largest Cities in Georgia:

Acworth
Albany
Alpharetta
Athens-Clarke
Athens-Clarke County
Atlanta
Augusta-Richmond
Augusta-Richmond County
Belvedere Park
Candler-MacAfee

Canton
Carrollton
Cartersville
Columbus
Dalton
Douglasville
Duluth
Dunwoody
East Point
Evans

Forest Park
Gainesville
Griffin
Hinesville
Kennesaw
LaGrange
Lawrenceville
Mableton
MacDonough
Macon

Marietta
Martinez
Milledgeville
Newnan
North Atlanta
North Druid Hills
Peachtree City
Redan
Rome
Roswell

Sandy Springs
Savannah
Smyrna
Snellville
Statesboro
Thomasville
Tucker
Valdosta
Warner Robins
Woodstock


A fixed rate mortgage, like the name implies, maintains the same interest rate throughout the entire life of the loan. The 30-year fixed-rate mortgage is particularly good for the homebuyer who wishes to know how much the house payment will be every month; the payment is lower than the 15 year fixed mortage and 20 year fixed rate mortgage options and never varies from month to month. Borrowers pay down the actual loan (principal) and interest, building equity over time. Over time, a refinance mortgage allows homeowners to replace the existing loan with a lower-interest-rate loan, and access cash from available home equity.


Informa Research Services, Inc.

The rate information on this page is powered by Informa Research Services, Inc. © 2009. This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention Erate.com to ensure you receive the preferred Internet rate. Contact pduncan@informars.com to have your rates included in this chart.

Disclaimer
Fixed Rate Mortgage/Adjustable Rate Mortgage Conforming
   Rates and fees are quoted on a $200,000 loan for a purchase transaction
   of an owner occupied, single-family residence with an 80% loan-to-value ratio.
   Rates are subject to change without notice.

Fixed Rate Mortgage/Adjustable Rate Mortgage Jumbo
   Rates and fees are quoted on a $450,000 loan for a purchase transaction
   of an owner occupied, single-family residence with an 80% loan-to-value ratio.
   Rates are subject to change without notice.

“Are you searching for a loan amount of more than $417,000? Please be aware that recent legislation allows lenders to offer conforming loan rates at a higher loan amount limit based on the county the property is located. For details about the new conforming loan limits, click here.

   

  
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