Thirty-year fixed-rate mortgages are one of the most popular mortgage options, and one of the easiest to qualify for. In this mortgage, the interest rate stays the same over the life of the loan, meaning steady and unchanging payments month to month. Borrowers pay principal towards the actual loan amount, and interest on that loan, which is tax-deductible. As principal is paid over time, homeowners build equity in their home. As years progress and borrowers’ financial picture may change, a refinance home loan is available to pay off the original loan, secure a second mortgage at a lower rate, and provide money for home repairs, college educations, or more. More Low Fixed Rate and No Closing Costs Loan
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Fixed Rate/Adjustable Rate Conforming Rates and APR's are based on a $200,000 loan for a purchase or refinance transaction of an owner occupied, single-family residence with an 80% loan-to-value ratio (97% LTV for FHA’s).
Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice.
Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.
Fixed Rate/Adjustable Rate Jumbo Rates and APR's are based on a $450,000 loan for a purchase or refinance transaction of an owner occupied, single-family residence and up to 70% loan-to-value ratio.
Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice.
Quotes are for "no cash-out" loans. All quotes are for products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.
Personalized Refinance Quotes powered by: Mortgage Loan Directory and Information, Inc (MLD). MLD is not a lender and does not offer loans directly or indirectly through any representatives or agents. MLD is not responsible for the accuracy of the interest rate or APR information as displayed by the brokers, lenders or advertisers who are providing the quotes.