Home Mortgage Loan Ratesin Texas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/08/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.970% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$3,299 Total Fees$499 Lender Fees
 30 Years Fixed
6.113% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.600 Points$1,920 Points Fee
$3,915 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.245% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.900 Points$2,880 Points Fee
$4,105 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.248% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$4,195 Total Fees$995 Lender Fees
 30 Years Fixed
6.276% APR 6.124% Rate 15 day rate lock $1,945 Payment per month
0.999 Points$3,197 Points Fee
$5,192 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.278% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.298 Points$954 Points Fee
$954 Total Fees$0 Lender Fees
 30 Years Fixed
6.281% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.948 Points$3,034 Points Fee
$5,329 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.292% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$5,690 Total Fees$2,890 Lender Fees
 30 Years Fixed
6.313% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.350 Points$1,120 Points Fee
$2,120 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.327% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.471 Points$1,507 Points Fee
$2,602 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.363% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.611 Points$1,955 Points Fee
$8,155 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.383% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.975 Points$3,120 Points Fee
$4,515 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.462% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.911 Points$2,915 Points Fee
$2,915 Total Fees$0 Lender Fees
 30 Years Fixed
6.492% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.760 Points$2,432 Points Fee
$3,926 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.494% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.597% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.642 Points$2,054 Points Fee
$3,382 Total Fees$1,328 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
Proud to help you find the home loan of your future
Veterans: Use your VA benefit to buy with 0% down
America's #1 Retail Lender (Scottsman Guide)
6.302% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.547 Points$1,750 Points Fee
$1,750 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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