Florida Cities > Clearwater
Clearwater Mortgage Listing

Clearwater Refinance Mortgage Lenders and Home Purchase Lenders

To find the best mortgage rates and the best lender in Clearwater, Florida you need an expert source. ERATE provides an extensive network of lenders and brokers throughout Clearwater to make your life easier and get you the best financing.

Clearwater – The City

Clearwater has lots of beaches making it a popular vacation spot in Florida. The safety and cleanliness of the beaches have given further boost to Clearwater’s reputation as a tourist destination. It has a mild and comforting weather with an average temperature of around 23 degree Celsius. Clearwater has a population of about a hundred thousand people. Total area of Clearwater is some 37.7 square miles. 

Clearwater – Mortgage Lenders

Popularity of Clearwater’s beautiful beaches has heated up the property purchase deals in Clearwater. Many mortgage lenders have their operations in Clearwater. They offer loans to first time home buyers, for mortgage refinancing, debt consolidations etc. The buyer can contact reputed mortgage lenders like Fairway Independent Mortgage Corp,  Wells Fargo Bank, New Home Loans and Refinances, Allstate Mortgages & Loans, The Mortgage Company of Tampa Bay, McCaughan Mortgage Company Inc., Atlantic Mortgage Company, Bankers Mortgage Company, OJ Mortgage Co Inc. for his or her mortgage requirement. Here are some tips to mortgage buyers which will help them to get good mortgage deals:

  1. Income level and credit score are the two primary factors taken into consideration by any mortgage lender to decide on the loan interest rate they wish to charge the borrower. Buyers should give correct information, based on which the lender can tailor the loan to suit the borrower’s requirements.
  2. Clearly state the purpose for which loan is necessary

 

Choosing Mortgages

There are several factors that a borrower should take into account to finalize which mortgage product he wishes to avail of and from whom. While discussing with mortgage lenders, he should ask the lenders for:

  1. The interest rates the company will charge on mortgage?
  2. What is the amount a borrower should pay as closing costs?
  3. Will the lender offer a good faith estimate?
  4. Is there any pre-payment penalty?
  5. What is the minimum down payment?
  6. How long will the lender take to process his or her loan application?

Clearwater : Other Attractions

Clearwater is the place to visit for fishing enthusiasts. It has arguably the largest fishing fleet on the west coast of Florida named The Clearwater Marina. The boats of marina offer recreational activities too like fishing, sailing, marine sightseeing, deep sea diving, marine life adventures, parasailing etc. A good place to visit for first time visitors will be The Clearwater Marina Aquarium. A visitor to Clearwater Marina Aquarium will be treated to face-to-face encounters with the dancing dolphins, sea turtles and other marine creatures.

City of Clearwater Florida Website

Mortgage Companies

"You can depend on the expertise of American Momentum Bank's Residential Lending Team to customize the best option for your home-buying needs."

Harbor Oaks Branch
1001 South Fort Harrison Avenue
Clearwater, FL 33756

Toll Free: 1-866-530-2265

Get the right mortgage to finance your new home. Is a new home in your future? Let us help you get there with the right mortgage. (from https://www.bankofamerica.com/mortgage/home-mortgage/)

Beckett Lake Branch
1911 North Belcher Road
Clearwater, FL 33763

Toll Free: 866.466.0979

Downtown Clearwater Branch
600 Cleveland Street
Clearwater, FL 33755

Toll Free: 866.466.0979

Feathersound Branch
2727 Ulmerton Road
Clearwater, FL 33762

Toll Free: 866.466.0979

View More Branches Located in Clearwater

If you're looking for a lower interest rate and a lower monthly payment, refinancing may be the solution. (from https://www.bbt.com/lending/mortgage/default.page)

Countryside Branch
28050 U.S. Highway 19 North
Clearwater, FL 33761

Phone Number: 800-BANK-BBT
Toll Free: 888-946-8730

Icot Branch
5801 Ulmerton Road
Clearwater, FL 33760

Phone Number: 800-BANK-BBT
Toll Free: 888-946-8730

Missouri Avenue Branch
1299 South Missouri Avenue
Clearwater, FL 33756

Phone Number: 800-BANK-BBT
Toll Free: 888-946-8730

View More Branches Located in Clearwater

Refinancing your home mortgage might be right for you if you want to lower your monthly payments to find out how to lower your monthly payments, lower the total amount to find out how to lower the total amount you pay for your home you pay for your home or even get cash for a large purchase to find out how to get cash for a large purchase. (from https://www.chase.com/personal/home-lending/mortgage)

Clearwater - Downtown Branch
511 S Fort Harrison Ave
Clearwater, FL 33756

Toll Free: 1-800-550-2684

Ulmerton Road & Heron Blvd Branch
2755 Ulmerton Rd
Clearwater, FL 33762

Toll Free: 1-800-550-2684

Countryside Branch
25949 Us Highway 19 North
Clearwater, FL 33763

Toll Free: 1-800-550-2684

View More Branches Located in Clearwater

"Whether you are a home buying pro, a first-timer, or looking to refinance, we have the right loan for you."

Clearwater
15550 Lightwave Drive, Suite 200
Clearwater, FL 33760

Toll Free: 1-800-741-8262

What is your requirement when it comes to loans? Is there any kind of loan that you have always wanted but never got? Embassy Mortgage Group LLC can help you get it.

1700 N Mcmullen Booth Rd # D1
Clearwater, FL 33759

Phone Number: 727-669-5626

At Fairway Independent Mortgage Corporation, customer service is a way of life. We are dedicated to finding great rates and loan options for our customers while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process – from application to closing and beyond. It’s all designed to exceed expectations, provide satisfaction and earn trust. (https://www.fairwayindependentmc.com/about-us)

28100 US Highway 19 North, Suite 307
Clearwater, FL 33761

  • BBB RatingA+
  • Branches> 60
  • Loan Officers> 2500
  • Estimated Fundings 2016> $16 Billion
  • Estimated Fundings 2015> $10 Billion
  • NMLS Corp #2289

"Fixed Rate Mortgage Loans - Looking for a mortgage that has a monthly payment you can rely on?" FHA, Physician Loans, VA, Construction, Jumbo, Home Possible® Loan

49th Street Branch
13361 49th Street North
Clearwater, FL 33762

Toll Free: 1-866-351-5353

Clearwater Branch
1150 Cleveland Street
Clearwater, FL 33755

Toll Free: 1-866-351-5353

Countryside
2508 State Route 580
Clearwater, FL 33761

Toll Free: 1-866-351-5353

View More Branches Located in Clearwater

Whether you're buying, building or refinancing, we're here to make you feel right at home during the process.' (from https://www.hancockwhitney.com/mortgage-loans)

Countryside Branch
28163 Us Hwy. 19 N.
Clearwater, FL 33761

Toll Free: 1-800-965-5626

Roosevelt Business Financial Center
15500 Roosevelt Boulevard, Suite 102
Clearwater, FL 33760

Toll Free: 1-800-965-5626

"Buying a home is a big deal. Making sure it fits your budget and your family is important. That's why we reimagined the entire process, from a no-headaches digital application to explaining what you can afford - before you even look at a house."

2963 Gulf to Bay Blvd., Suite 250
Clearwater, FL 33759

Phone Number: 877-314-1499
Toll Free: 1-877-314-1499

  • Online Loan Application »
  • Mobile Friendly
  • Uses HTTPS
  • Pages in Google Index> 6,000
  • BBB RatingA+
  • Branches~ 700
  • Loan Officers> 2,000
  • Loan Officer Profiles
  • Estimated Fundings 2016> $10 Billion
  • Estimated Fundings 2015> $7 Billion
  • NMLS Corp #39179

We can help you decide if now is the best time to refinance your home, and when you're ready, we'll find the right loan for your needs. (from https://www.navyfederal.org/products-services/loans/mortgage/mortgage-rates.php)

Clearwater
2699 Roosevelt Blvd
Clearwater, FL 33760

Toll Free: (888) 842-6328

3000 Gulf to Bay Blvd, Suite 314, 3rd Floor
Clearwater, FL 33759

2420 Enterprise Road, Suite 205
Clearwater, FL 33763

Visit Branch Website »

  • Pages in Google IndexAbout 16,500
  • BBB RatingA-
  • Branches> 70
  • Loan Officers> 150
  • NMLS Corp #2975

Mortgage Loans. Which home loan is right for you? Find the right option based on loan terms, down payment and other special circumstances. (from www.pnc.com/)

Countryside Branch
2575 Countryside Boulevard
Clearwater, FL 33761

Toll Free: 1-800-822-5626

Gulf To Bay Branch
2498 Gluf To Bay Blvd
Clearwater, FL 33765

Toll Free: 1-800-822-5626

Roosevelt Blvd Branch
2650 Roosevelt Blvd
Clearwater, FL 33760

Toll Free: 1-800-822-5626

Regions Mortgage section of website provides explanations of "5 Terms Homebuyers should know when buying a house" Preapproval, Fixed-rate mortgage, Adjustable-rate Mortgage, Home inspection, Home warranty.

Belleair Highland Branch
1500 Belleair Road
Clearwater, FL 33756

Toll Free: 1-888-IN-A-SNAP

Downtown Clearwater Branch
715 S. Fort Harrison Avenue
Clearwater, FL 33756

Toll Free: 1-888-IN-A-SNAP

Enterprise Rd Branch
3021 Enterprise Road East
Clearwater, FL 33759

Toll Free: 1-888-IN-A-SNAP

View More Branches Located in Clearwater

At SunTrust Mortgage, we take home mortgages personally. Thats why you'll find a knowledgeable person readily available to answer your questions and ease your concerns as you go through the home loan process. (from suntrust.com)

Clearwater Beach Branch
423 Mandalay Ave
Clearwater, FL 33767

Toll Free: 1-877-907-1012

Clearwater Branch
2150 Cleveland Street
Clearwater, FL 33765

Toll Free: 1-877-907-1012

Clearwater Square Branch
601 Cleveland Street
Clearwater, FL 33755

Toll Free: 1-877-907-1012

View More Branches Located in Clearwater

"Whether you're buying or refinancing, we can help." (from https://www.tdbank.com/mortgages/default.html)

Countryside Branch
28100 U.S. Highway 19 North
Clearwater, FL 33761

Toll Free: 1-866-325-4516

"Whether you are a first time homebuyer or looking to purchase a second home, our residential mortgage experts can help you every step of the way from application to closing." (from https://www.valleynationalbank.com/Personal/Mortgage.aspx)

Countryside Branch
2605 Enterprise Road East, Suite 100
Clearwater, FL 33759

Toll Free: 1-800-522-4100

Courier/Messenger Service Branch
2605 Enterprise Road East, Suite 100
Clearwater, FL 33759

Toll Free: 1-800-522-4100

Are you buying a home, refinancing, or looking for home equity financing? If you're ready to learn about mortgage loans and programs, we're here to help (from https://www.wellsfargo.com/mortgage/loan-programs/)

North Countryside Branch
28059 U.S. Highway 19 North
Clearwater, FL 33761

Toll Free: 1-888-818-9147

Tri-City Branch
5250 East Bay Drive
Clearwater, FL 33764

Toll Free: 1-888-818-9147

South Fort Harrison Branch
639 South Fort Harrison Avenue
Clearwater, FL 33756

Toll Free: 1-888-818-9147

View More Branches Located in Clearwater

  • Branches> 6,000
  • Loan Officers> 40,000
  • Estimated Fundings 2016> 240 billion
  • NMLS Corp #399801

Mortgage / Refinance loans come in various forms and depends on one's credit score, loan type, requested loan amount, property location, points, and amount of equity.

Current Mortgage and Refinance Rates in FL

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