Cyber Monday’s over, but cyber banking can save you money all year long Source: Informa Research Services
(12/2/2011) After snagging those deep discounts on Black Friday and Cyber Monday, don't let your finances fall by the wayside. The draw of massive shopping days like Black Friday and Cyber Monday is the promise of scoring a deal and saving bundles of money. What most people don’t realize is that there are great deals awaiting them every day, and these deals can potentially save you more than any Black Friday deal.
Similar to Cyber Monday, using online services such as BillPay and rate comparison tables can save you both time and money. Informa Research Services suggests consumers take full advantage of online resources to find and manage their personal finance products with maximum efficiency.
Using a site like ERATE.com, consumers can check out the latest mortgage, home equity, and auto loan rates being offered by lenders who serve their area and who frequently offer rates well below the national average, which currently sits stagnant at 4.24% according to Informa Research Services. These rate tables are free to access and do not require users to submit any sensitive information.
In addition to shopping for the best rate on your loans, consumers should take advantage of online services such as Bill Pay and dedicated iPhone apps. Banks and lenders provide these services to make it as easy as possible for consumers to manage their accounts, even while on the go. Not only can this save you time, but it can also help you avoid late fees and penalties.
